Diploma of Finance and Mortgage Broking Management (FNS50322) case studies
Diploma of Finance and Mortgage Broking Management (FNS50322) · Put your knowledge to work in context.
The FNS50322 Diploma of Finance and Mortgage Broking Management is a nationally recognised Australian vocational qualification that reflects management roles in finance and mortgage broking. Work at this level is undertaken independently, through an aggregator, or involves managing a workplace team, and individuals are expected to apply theoretical knowledge and specialised skills across a range of situations while displaying initiative and judgement. The Diploma of Finance and Mortgage Broking Management (FNS50322) case studies are 5 cases and about 2,797 words.
1The Refinance That Breaks the Serviceability Buffer
Priya and Anand, both 41, want to refinance their home loan and release 85,000 equity to fund a kitchen renovation. Combined gross salary is 196,000; they also receive 14,400 per year in rent from a granny flat, which has been declared on two years of tax returns.
570 words, about 3 min2First Home Buyer with a Gifted Deposit and a Default
Marcus, 29, is buying his first home for 640,000 with a 10% deposit. He has saved 38,000 and his parents will gift 26,000, to be transferred from his father's account two weeks before settlement.
542 words, about 3 min3Self-Employed Borrower with Complex Income and a Trust
Elena runs a landscaping business as a sole trader and is a beneficiary of a family trust that distributes income to her annually. She wants to borrow 780,000 to buy an investment property valued at 950,000.
589 words, about 3 min4Guarantor Structure for a Borrower with a Disability Pension
Daniel, 34, receives a disability support pension of 28,600 per year plus 9,600 from part-time work. He wants to buy a unit for 395,000 with a 40,000 deposit.
559 words, about 3 min5Commission, Conflicts and a Client Who Wants the Cheapest Rate
A lender offers you a volume-based bonus if more than 60% of your settlements in a quarter are placed with them. Their product is competitive on rate but has a 1,200 annual fee and a restrictive offset facility.
537 words, about 3 min