Bulgarian Insurance Broker Qualification Exam exam-day guide
Bulgarian Insurance Broker Qualification Exam · Prepare for the day ahead.
Your checklist
Valid photo ID (Bulgarian ID card or passport)
Bring the original document you used at registration. Confirm with the provider which ID types are accepted and whether a copy is sufficient - do not assume.
Admission confirmation / registration document
Print or save the confirmation email or candidate number issued at registration. Confirm with the provider whether a printed copy is required.
Exam permit or voucher from the insurer/broker sponsor
If your employer or sponsor arranged the sitting, carry the authorization. Confirm with the provider whether this is needed at the door.
Black or blue ballpoint pens (two)
Bring at least two working pens in case one fails. Pencil may not be permitted for answer sheets - confirm with the provider.
Simple calculator (non-programmable)
A basic calculator helps with premium, commission, and indemnity arithmetic. Confirm with the provider whether calculators are allowed and which models are banned.
Printed formula and terminology sheet
Prepare your own one-page summary of key terms (sum insured, franchise, subrogation, co-insurance). Only bring it if the provider allows open-book materials - confirm first.
Know the exact address, room, and arrival time
Re-check the venue and reporting time the day before. Arrive early; late entry rules vary - confirm with the provider.
Transport and parking plan
Plan the route and a backup (public transport) so a delay does not cost you the sitting. Allow buffer time for security checks.
Water and a light snack
Bring a clear bottle if permitted in the hall. Confirm with the provider whether food and drink are allowed at the desk.
Leave prohibited items at home
Phones, smartwatches, and notes are usually banned in the exam room. Confirm with the provider the exact list and storage arrangements.
Rest and sleep the night before
Do not cram new material late. Review only your own summary and terminology notes.
Read the instructions carefully on the day
Confirm the marking scheme (negative marking, pass mark, number of questions) from the official instructions before you start.
Plan the day
Confirm venue, reporting time, and ID requirements with the provider. Re-read the official exam regulations and marking scheme. Do one full timed practice paper under exam conditions and review only your wrong answers.
Consolidate a one-page summary of high-frequency topics: insurance contract elements, broker duties, disclosure, indemnity, subrogation, and basic premium/commission calculations. Stop adding new material after this point.
Pack your bag: ID, confirmation, pens, calculator (if allowed). Lay out clothes. Check transport and set two alarms. Do a light review of your summary only, then stop early and sleep.
Eat a normal breakfast. Arrive at the venue with buffer time. Re-read your one-page summary once. Keep your ID in hand for check-in.
Follow the invigilator's instructions, place prohibited items in the designated area, and confirm your candidate number on the desk materials.
Read the instructions and skim all questions. Answer the ones you know first; flag uncertain items and move on. Watch the clock and allocate roughly one minute per question unless the paper says otherwise.
Return to flagged questions. For multiple-choice, eliminate clearly wrong options. For calculations, show your working if space allows. Do not leave blanks unless negative marking is confirmed.
Check that every answer is transferred correctly to the answer sheet, your candidate details are filled in, and no stray marks remain.
Rules to check
Bring the original photo ID used at registration; entry may be refused without it. Confirm accepted ID types with the provider.
Electronic devices, including phones and smartwatches, must be switched off and stored as directed. Possession at the desk is typically treated as misconduct.
Arrive at the reporting time. Late candidates may be admitted at the invigilator's discretion only - confirm the provider's late-entry policy in advance.
Raise your hand and wait for an invigilator if you need to leave the room; breaks are usually not permitted during the sitting. Confirm with the provider.
Communicate only with invigilators. Talking, passing materials, or looking at another candidate's paper is misconduct and may lead to disqualification.
Follow the stated marking scheme, including any negative marking and the pass mark. Confirm these details with the provider before the exam.
Use only permitted materials. If open-book materials are allowed, bring only what the provider lists; otherwise leave all notes outside the hall.
Submit all materials when time is called and stop writing immediately. Keep your candidate number for results enquiries.