CA Claims Adjuster study materials
CA Claims Adjuster study resources

CA Claims Adjuster case studies

CA Claims Adjuster · Put your knowledge to work in context.

The California Claims Adjuster credential is a state insurance license issued through the California Department of Insurance (CDI). It authorizes a person to investigate, evaluate, negotiate, and settle claims on behalf of an insurer, and it is the entry point for careers in auto, homeowners, commercial property, liability, and workers' compensation claims handling. The CA Claims Adjuster case studies are 5 cases and about 4,095 words.

1

The Deed Recorded Friday, the Fire on Sunday

Marisol Ortega sold her rental duplex to Dev Patel. The deed was recorded at 3:10 p.m.

714 words, about 4 min
2

The 80% Clause and the Underinsured Bakery

Rosa Ibarra owns Pan Dulce Ibarra, a bakery in a 60-year-old building. Her commercial property policy carries a 720,000 building limit, an 80% coinsurance clause, replacement cost valuation, and a 10,000 deductible.

755 words, about 4 min
3

Three Claimants, One Per-Person Limit, and a Twelve-Day Demand

A Delgado Plumbing & Heating van ran a red light and struck a sedan carrying three people. Delgado's business auto policy has liability limits of 100,000 per person and 300,000 per occurrence for bodily injury, plus 50,000 for property damage.

844 words, about 4 min
4

Undetermined Cause, a Sworn Proof of Loss, and Boxes Leaving the Back Door

Bayside Grill's commercial policy with Cal Coastal ran January 15 to January 15, with 600,000 building, 200,000 business personal property, and business income coverage. On March 22 at 1:40 a.m., a fire heavily damaged the kitchen.

914 words, about 5 min
5

Missed Deadlines, a Late Status Letter, and a Direct-Action Threat

On Wednesday, April 8, Pacific Auto receives a letter dated April 6 from attorney Nina Rao, representing Luis, a bicyclist struck by Pacific's insured, Harold. Rao alleges a fractured wrist, 22,400 in medical bills, and lost wages, and demands the 50,000 policy limit.

868 words, about 4 min