CBP cheat sheet
CBP · Keep the key ideas within reach.
Benefits strategy, evidence, communication, and partners
Define the workforce problem and measurable outcome first.
Separate awareness, enrollment, use, and outcomes.
Compare total costs and avoid unsupported causal ROI claims.
Govern vendor transitions and measurable service commitments.
Retirement design, risk, records, and participant decisions
Distinguish defined benefit and defined contribution structures.
Eligibility, contribution, vesting, and distribution are separate.
Apply matching formulas and caps to the correct base.
Reconcile records and state projection assumptions.
Health and welfare plan design, funding, and cost-sharing
Distinguish covered benefits, funding, and claim administration.
Read stop-loss and network terms rather than inferring guarantees.
Apply only the stated cost-sharing order and included expenses.
Evaluate access, affordability, privacy, and service reliability.
Applicability, documentation, governance, and privacy
Establish applicability before applying a rule.
Coordinate plan terms, summaries, contracts, and payroll practices.
Assign accountable owners and maintain an auditable process.
Protect sensitive data according to actual role and purpose.
Work-life support, inclusion, and evaluation
Design around actual workforce needs and varied circumstances.
Investigate barriers before interpreting low utilization.
Use role-appropriate flexibility and transparent criteria.
Protect confidentiality and evaluate outcomes without unsupported causation.