CFPN study guide
CFPN · Work through your exam, one topic at a time.
The Certified Financial Planning Professional (CFPN) is a Chinese professional credential for practitioners who build and deliver integrated financial plans - typically advisers in banks, securities firms, insurance companies, and independent planning practices. It tests whether you can move beyond selling a single product to diagnosing a household's whole balance sheet: cash flow, investment portfolio, insurance coverage, tax position, retirement funding, and estate transfer, all pulled together in case work. The CFPN study guide has 8 sections and about 3,069 words.
01Financial Planning Foundations and Professional Ethics
Domain 1 examines the financial planning process and the professional conduct expected at each stage. Scenario questions typically ask what the planner should do next, how a conflict of interest must be handled, or which standard has been breached.
370 words, about 2 min02Financial Analysis and Cash Flow Management
Domain 2 tests whether you can build and interpret personal financial statements, calculate planning ratios, and apply time value of money to real goals. The exam favours calculations where the method matters as much as the answer.
432 words, about 2 min03Investment Planning
Domain 3 tests asset allocation, risk and return measurement, diversification, and the discipline of an investment policy statement (IPS). Expect questions that require you to choose an allocation from client facts, not from market forecasts.
378 words, about 2 min04Risk Management and Insurance Planning
Domain 4 tests risk identification and the selection of insurance as a risk-transfer tool. Questions often ask for the appropriate cover, the correct policy principle, or the amount of cover using a needs analysis.
379 words, about 2 min05Tax Planning
Domain 5 tests the application of tax rules to planning decisions: marginal versus average rates, deductions versus credits, deferral, and timing. The exam expects the method, not just the final figure.
377 words, about 2 min06Retirement Planning
Domain 6 tests the shift from accumulation to decumulation: how much to save, how much capital is needed, and how to draw it sustainably. Questions often combine inflation, longevity, and pension income.
385 words, about 2 min07Estate Planning
Domain 7 tests how property passes at death and how to reduce transfer costs, taxes, and delays. Questions often turn on titling, beneficiary designations, and liquidity.
387 words, about 2 min08Comprehensive Financial Planning and Case Analysis
Domain 8 tests integration. You are given a client case with competing goals and must produce a coherent plan, not a series of disconnected product recommendations.
361 words, about 2 min