CFP Hong Kong case studies

CFP Hong Kong · Put your knowledge to work in context.

The CFP Hong Kong Certification Examination is the assessment step for candidates working toward the Certified Financial Planner credential in Hong Kong. It is aimed at practitioners who advise clients across the whole financial picture rather than in a single product line: bank relationship managers, insurance and MPF advisers, independent advisers, private bankers, and compliance or product staff who want a planning-level understanding of their work. The CFP Hong Kong case studies are 5 cases and about 4,758 words.

The Ho Family: Funding Protection in the Right Order When One Life Has a Health History

Kelvin Ho, 41, is a relationship manager earning HKD 1.9 million a year; his wife Chloe, 38, works part-time for HKD 180,000. They have two children aged 9 and 5, a flat with HKD 7.4 million outstanding on a 22-year mortgage (HKD 38,000 a month), HKD 850,000 cash and HKD 1.1 million in MPF.

968 words, about 5 min 2

Mrs Leung's Concentrated US Shareholding: Diversification, Withholding Tax and US Estate Exposure

Mrs Leung, 54, was widowed three years ago. Her late husband spent 20 years at a US-listed semiconductor company and she still holds 18,000 shares worth HKD 7.2 million - about 60% of her HKD 12 million portfolio.

949 words, about 5 min 3

Mr Chan's Bridge from 62 to 65: ORSO, MPF and Whether the Numbers Support Early Retirement

Mr Chan, 56, is a regional operations director earning HKD 1.6 million a year. He joined his current employer in 2004 and is a member of its ORSO scheme, which now holds HKD 4.6 million of accrued benefits; he also has HKD 900,000 in MPF from earlier employment.

901 words, about 5 min 4

The Wong Consultancy: Assessment Elections, Mortgage Interest and Incorporation

Mr Wong runs a consultancy as a sole proprietorship with assessable profits of HKD 1.35 million a year after all expenses. He and his wife own a rented-out flat in equal shares; the gross rent is HKD 240,000 a year and the outstanding mortgage interest is HKD 180,000 a year.

964 words, about 5 min 5

Mr Ng: Capacity, a Daughter's Pressure and a Commission at Stake

Mr Ng, 82, had a stroke four months ago. His hospital discharge summary records "mild cognitive impairment, may fluctuate".

976 words, about 5 min