CFP Japan
CFP Japan - independent mixed-subject preparation
More study resources
Cheat sheet
Keep the key ideas within reach.
ExploreKey terms
Get comfortable with the vocabulary.
ExploreStudy plan
Give each week a clear focus.
ExploreCommon mistakes
Understand the traps and how to avoid them.
ExploreCase studies
Put your knowledge to work in context.
ExploreExam-day guide
Prepare for the day ahead.
ExploreAbout this exam
This independent CFP Japan preparation bank connects the six subject areas described by the Japan Association for Financial Planners: financial assets, real estate, life and retirement planning, risk and insurance, tax, and succession. It is a mixed-topic learning resource rather than a reproduction of the official subject papers or a substitute for certification requirements.
Original Japanese questions ask learners to distinguish calculation stages, household resources, protection needs, ownership and management, property income, investment risk, and the limits of a conclusion. English explanations show the reasoning and identify why each alternative fails. Numerical scenarios explicitly provide their assumptions; a fictional tax rate or valuation is not presented as current law. Basic calculation drills accompany applied planning judgments, so this draft is not a calibrated prediction of examination difficulty.
Current Japanese primary sources orient the institutional concepts. National versus local taxes, present versus forthcoming reforms, and actual versus hypothetical product terms must remain separate. The guides, cards, and cases help integrate the topics while preserving scope boundaries. Continue with current official materials and appropriately qualified feedback, especially for changing tax and pension rules. No US retirement-account or estate-tax framework is imported, and a practice answer does not establish a client’s legal rights, tax liability, investment suitability, or benefit entitlement.
What you'll study
About CFP Japan preparation
Does this bank reproduce the official CFP Japan examination?
No. It offers original mixed-subject preparation aligned to the Japanese subject areas. The question volume, ordering, allocation, and difficulty mix are editorial rather than a complete official paper format.
Are the numerical tax rates and deductions current law?
Only the explicitly stated hypothetical exercise conditions should be used for those calculations. They are not statutory claims; actual tax years, eligibility, reforms, and calculation rules require separate primary-source verification.
Why are the questions Japanese and the explanations English?
Japanese task wording supports local terminology while English explanations make reasoning transparent. Learners should also practice current official Japanese materials and obtain feedback rather than rely solely on translation.
Can NISA or an insurance label make an investment risk-free?
No. Account tax treatment and contractual protection must be distinguished from market, currency, credit, liquidity, and product risks. Read the actual conditions and assess the household’s needs.
Does a passing practice score authorize professional tax or legal work?
No. Practice results do not grant certification or regulated professional authority. JAFP’s guidance distinguishes financial planning from services requiring separate legal qualifications, registration, or authorization.
How should changing Japanese rules be handled?
Identify the relevant year and the examination’s reference date, then check current primary material and transitional provisions. Publication of a future reform does not make it effective for every earlier transaction.