CFP Japan case studies
CFP Japan · Put your knowledge to work in context.
This independent CFP Japan preparation bank connects the six subject areas described by the Japan Association for Financial Planners: financial assets, real estate, life and retirement planning, risk and insurance, tax, and succession. It is a mixed-topic learning resource rather than a reproduction of the official subject papers or a substitute for certification requirements. The CFP Japan case studies are 6 cases and about 1,380 words.
1Keep tax calculation stages and years separate
A fictional Japan-based sole proprietor asks for a planning illustration, not an actual return. For this case only, annual revenue is eight million yen and allowable business expenses are three million yen.
241 words, about 1 min2Retirement resources are not all immediately spendable
A fictional household in Japan expects retirement next year. For a simplified first-year budget, net pension receipts are two million four hundred thousand yen and spending is three million six hundred thousand yen.
247 words, about 1 min3Separate control, family distribution, and tax liquidity
A fictional Japanese family company has one thousand voting rights of the same stated class. The proposed successor owns two hundred and plans to acquire another four hundred.
228 words, about 1 min4A tax wrapper does not guarantee the portfolio
A fictional Japan-based investor has a one-year education payment in yen and a separate long-term objective. She proposes placing both pools in the same volatile foreign-currency investment because a tax-advantaged account is available.
230 words, about 1 min5Measure a protection gap before replacing cover
A fictional household estimates that a death would create fifty million yen of required family resources. Under this case’s assumptions, ten million yen of available assets and twenty million yen of expected survivor and other resources can be used against that need.
210 words, about 1 min6Gross rent, operating income, and cash are different
A fictional rental property in Japan is offered for thirty million yen. The seller projects annual full-occupancy rent of two million four hundred thousand yen.
224 words, about 1 min