CFP Japan study plan

CFP Japan · Give each week a clear focus.

6 weeks · About 7 hours per week

Week 1

ライフプランニング・リタイアメントプランニング

Build a balance sheet and year-by-year cash-flow model with explicit units.
Distinguish pension records, estimates, liquidity, longevity, and life-stage changes.

A scenario-based household model with documented pension and access assumptions.

Week 2

Separate receipts, expenses, income, deductions, tax, credits, withholding, and final settlement.
Identify the tax year, effective date, national or local system, and regulated-service boundary.

A calculation-stage map and a dated primary-reference checklist.

Week 3

Calculate total return, ratios, currency effects, allocation drift, and fees.
Distinguish NISA tax treatment from market risk and current rules from future changes.

A risk-and-cost comparison tied to separate near-term and long-term goals.

Week 4

Estimate financial protection gaps using confirmed resources and benefits.
Review policy parties, coverage triggers, exclusions, renewal, surrender, and replacement sequencing.

A needs-based protection review that preserves actual policy conditions.

Week 5

Distinguish coverage and floor-area ratios, gross yield, NOI, debt service, and net proceeds.
Check rights, restrictions, hazards, physical condition, leases, and repair funding.

A property due-diligence and stressed cash-flow worksheet.

Week 6

Separate legal distribution, tax, liquidity, corporate control, and guarantees.
Complete all integrated cases and review a fresh mixed question set before reading keys.

A coordinated succession checklist and an error log with next-step professional and study needs.

Week 2: Reconstruct a tax calculation without confusing an income deduction, tax credit, and withholding.

Week 4: Explain why a product label or low initial premium does not prove suitability.

Week 6: Integrate household, property, and succession issues while stating all assumptions and boundaries.