CFP Singapore study guide
CFP Singapore · Work through your exam, one topic at a time.
The CERTIFIED FINANCIAL PLANNER™ credential is described by the Financial Planning Association of Singapore (FPAS) as "the most desired and respected global certification for those seeking to demonstrate their commitment to competent and ethical financial planning practice." FPAS itself is a non-profit professional association established on 1st December 1998, dedicated to developing and promoting an industry providing unbiased financial advice to the Singaporean public. Its stated vision is that all Singaporeans have access to responsible and appropriate financial planning advice, pursued by raising industry professional standards through education and a shared code of ethics. The qualification is aimed at practising and aspiring financial advisers who want to evidence technical competence and ethical practice, and FPAS maintains a public directory listing over 5000 Certified Financial Planners. Assessment is organised into three modules delivered on a cycle basis; the schedule shown on the FPAS site lists Cycle 4 Module 1 on 15 November, Module 2 on 17 November and Module 3 on 19 November. The CFP Singapore study guide has 3 sections and about 1,411 words.
01Module 1 - Foundation of Financial Planning
Module 1 tests whether you can run an engagement end to end: the six-step planning process, the Singapore regulatory and ethics framework that a financial adviser works inside, the client data and analysis that underpin a plan, and the time-value-of-money mechanics every later module reuses. Many questions are sequencing questions - what the adviser should do first, or next.
427 words, about 2 min02Module 2 - Risk Management and Insurance Planning
Module 2 tests how you identify and quantify pure risk, size the cover, choose between product types, read policy provisions, and place a client inside Singapore's layered health and long-term care system. Expect both calculation questions and definition-sensitive questions on disability and nomination.
487 words, about 2 min03Module 3 - Investment Planning
Module 3 tests asset class behaviour, return and risk measurement, portfolio construction, product and regulatory knowledge, and the CPF and SRS wrappers that shape a Singapore client's portfolio. Numerical questions on risk-adjusted return and portfolio risk are common.
497 words, about 2 min