CIC Commercial Casualty case studies
CIC Commercial Casualty · Put your knowledge to work in context.
The CIC Commercial Casualty course is one of the courses in the Certified Insurance Counselor program, a designation the Risk & Insurance Education Alliance describes as nationally recognized and highly respected for agency owners, producers, agents, CSRs, brokers, and insurance company personnel. This particular course builds practical policy knowledge: the Alliance states that participants obtain a thorough understanding of the coverage, limitations, and Workers' Compensation and Employers' Liability policies, learn how to apply insurance limits, and learn to recommend appropriate endorsements. The CIC Commercial Casualty case studies are 5 cases and about 3,804 words.
1The Completed-Roof Claim and Two Aggregates
Northvale Construction is a general contractor insured under an occurrence-basis commercial general liability policy running July 1, 2023 to July 1, 2024, with limits of 1,000,000 each occurrence, 2,000,000 general aggregate, 2,000,000 products-completed operations aggregate, and a 10,000 per-occurrence deductible. In September 2023 the policy paid 1,800,000 toward a single bodily injury occurrence at a job site.
774 words, about 4 min2Certificate Says Additional Insured - The Endorsement Disagrees
Wexford Property Group manages a shopping center. Its contract with Kestrel Electric required Kestrel to name Wexford as an additional insured for both ongoing and completed operations, on a primary and non-contributory basis.
750 words, about 4 min3Symbol 7, an Employee's Pickup and a Rented Box Truck
Hartwell Provisions runs a bakery and home delivery service. Its business auto policy, written on the standard ISO form, shows liability coverage for covered autos designated as symbol 7 - specifically described autos: a 2020 Ford Transit van.
799 words, about 4 min4Third-Party-Over and the Three Employers Liability Limits
Ironwood Fabrication operates a machine shop and buys a standard workers compensation and employers liability policy from a private carrier. Part One is written with no dollar limit, as required by statute.
735 words, about 4 min5A Furniture Ad, a Stock Photo and a Rival's Lawsuit
Perch Marketing LLC is a creative agency insured under a commercial general liability policy with 1,000,000 each occurrence, 2,000,000 general aggregate and 2,000,000 products-completed operations aggregate. Coverage B, personal and advertising injury, is included with a 1,000,000 limit and a 1,000 deductible.
746 words, about 4 min