CIC Commercial Casualty study guide
CIC Commercial Casualty · Work through your exam, one topic at a time.
The CIC Commercial Casualty course is one of the courses in the Certified Insurance Counselor program, a designation the Risk & Insurance Education Alliance describes as nationally recognized and highly respected for agency owners, producers, agents, CSRs, brokers, and insurance company personnel. This particular course builds practical policy knowledge: the Alliance states that participants obtain a thorough understanding of the coverage, limitations, and Workers' Compensation and Employers' Liability policies, learn how to apply insurance limits, and learn to recommend appropriate endorsements. The CIC Commercial Casualty study guide has 4 sections and about 2,108 words.
01Commercial General Liability Concepts and Coverage (ISO CG 00 01)
The CGL domain tests how the ISO occurrence form is assembled and how its pieces interact: insuring agreements, who qualifies as an insured, limits, exclusions, and conditions. Questions typically ask whether a loss is covered, which limit pays, and whether defense costs erode that limit.
516 words, about 3 min02Additional Insured Concepts and Endorsements
This domain tests how additional insured (AI) status is created, how far it reaches, and how it coordinates with other coverage. The exam is less about naming endorsements and more about scope: an AI endorsement normally buys protection for the AI's liability tied to the named insured's work or premises, not blanket protection for the AI's own separate negligence.
532 words, about 3 min03Business Automobile Coverages and Endorsements
The Business Auto domain tests how you read the declarations page of the Business Auto Coverage Form: which autos are covered, who is an insured, what each coverage part pays, and how the other insurance condition splits a loss between policies. 1 = any auto; 2 = owned autos only; 3 = owned private passenger autos; 4 = owned autos other than private passenger; 5 = owned autos subject to no-fault; 6 = owned autos subject to a compulsory uninsured motorists law; 7 = specifically described autos; 8 = hired autos only; 9 = nonowned autos only.
521 words, about 3 min04Workers Compensation and Employers Liability
The workers compensation policy contains two distinct coverage parts plus supporting sections. Part One is statutory: it pays whatever benefits the workers compensation law of each listed state requires - medical, disability, death, and rehabilitation - with no dollar limit.
539 words, about 3 min