CII IF5 case studies
CII IF5 · Put your knowledge to work in context.
IF5 Insurance Law is one of the CII's technical unit qualifications, aimed at people working in or around UK general insurance who need a working knowledge of the legal framework that underpins the contract of insurance. It suits claims handlers, underwriters, brokers, compliance staff and those building towards advanced CII awards, and it is often taken alongside other technical units. The CII IF5 case studies are 5 cases and about 3,854 words.
1Harlow Mill: fair presentation and the finance director's disqualification
Harlow Mill Ltd owns a converted Grade II listed mill in Yorkshire, used as offices and a café. It buys a commercial combined policy from Northgate Insurance with property damage cover of £3m, business interruption of £1m and a 12-month indemnity period.
831 words, about 4 min2Priya's home renewal: forgotten water claim and a son's police caution
Priya owns a three-bedroom semi-detached house in Bristol. She renews her home insurance online with Thistle Insurance.
763 words, about 4 min3FastCover and the modified hatchback: demands, needs and undisclosed commission
Marcus is a retail customer who owns a 2019 hatchback with an engine remap, lowered suspension and aftermarket alloy wheels. He telephones FastCover, an insurance intermediary, and explains every modification.
827 words, about 4 min4Bluebell Bistro: fabricated invoices and the fraudulent claim rule
Bluebell Bistro Ltd runs a restaurant in Manchester. It holds a commercial combined policy with Meridian Insurance.
675 words, about 3 min5Tom's direct claim against Atlas after Ridgeway's liquidation
Ridgeway Construction Ltd (RCL) held a public liability policy with Atlas Insurance, with a limit of £5m. The policy contained a condition precedent: 'The insured must notify the insurer of any claim or circumstance within 30 days of receipt.' In 2022, Tom, a subcontractor's employee, was injured when scaffolding collapsed on an RCL site.
758 words, about 4 min