CII IF5 study guide
CII IF5 · Work through your exam, one topic at a time.
IF5 Insurance Law is one of the CII's technical unit qualifications, aimed at people working in or around UK general insurance who need a working knowledge of the legal framework that underpins the contract of insurance. It suits claims handlers, underwriters, brokers, compliance staff and those building towards advanced CII awards, and it is often taken alongside other technical units. The syllabus is organised around four broad areas: insurance law itself, the formation and operation of the insurance contract, regulation and the role of intermediaries, and the handling of claims and resolution of disputes. Preparation normally means working through the CII's study text for the unit, then testing recall with practice questions and reviewing the policy wording and statute-based principles that the exam applies to everyday scenarios. The CII IF5 study guide has 4 sections and about 1,894 words.
01Insurance law
This domain tests the legal framework surrounding a UK insurance contract: the sources of law, the principles that govern cover, and the doctrines that decide who pays and who can recover afterwards. Expect questions that apply rules to a factual scenario rather than simply recite definitions.
469 words, about 2 min02The insurance contract
This domain examines how an insurance contract is formed, what its terms mean, and what happens when a term is broken. The exam favours scenario questions on warranties, conditions, disclosure and the boundary between consumer and commercial rules.
506 words, about 3 min03Regulation and intermediaries
This domain tests the UK regulatory framework for insurance distribution: who may advise or arrange cover, what conduct is required, and how firms are supervised. Questions often turn on authorisation status, disclosure, financial promotions and the consequences of getting distribution wrong.
456 words, about 2 min04Claims and dispute resolution
This domain follows a claim from notification to payment or rejection, then through complaints and formal dispute routes. The exam tests practical claim handling, fraud, late payment and the limits of each dispute forum.
463 words, about 2 min