CII IF6 study guide
CII IF6 · Work through your exam, one topic at a time.
IF6 Life and Pensions is a Chartered Insurance Institute (CII) qualification unit for professionals working in life assurance, pensions and financial planning. It suits advisers, paraplanners, administrators and claims staff who need a solid technical grounding in protection and retirement products. The syllabus is organised into four equally weighted areas: life and pensions products and their features; legal, regulatory and tax frameworks; customer needs, suitability and advice processes; and policy administration, claims and servicing. Each area carries 25% of the marks, so candidates should prepare across the whole syllabus rather than specialising. Topics on this exam: Life and pensions products and their features, Legal, regulatory and tax frameworks for life and pensions business, Customer needs, suitability and advice processes in life and pensions, and Policy administration, claims and servicing in life and pensions. The CII IF6 study guide has 4 sections and about 1,720 words.
01Life and pensions products and their features
Domain 1 - Life and pensions products and their features. IF6 tests whether you can match a client need to the correct contract and explain its mechanics, limits and charges, rather than simply naming products.
406 words, about 2 min02Legal, regulatory and tax frameworks for life and pensions business
Domain 2 - Legal, regulatory and tax frameworks. The exam tests how FSMA, FCA rules and tax statutes shape what can be sold, how it is disclosed and how benefits are taxed.
474 words, about 2 min03Customer needs, suitability and advice processes in life and pensions
Domain 3 - Customer needs, suitability and advice processes. The exam tests whether you can run a defensible advice process: gather facts, identify needs, assess risk and affordability, research, recommend, disclose and review.
408 words, about 2 min04Policy administration, claims and servicing in life and pensions
Domain 4 - Policy administration, claims and servicing. The exam tests the policy lifecycle: underwriting and disclosure, alterations, cancellations, claims decisions, trust payments and complaints.
432 words, about 2 min