CO Notary flashcards
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- Notary commission term
- In Colorado a notary commission lasts four years, running from the issuance date to the same date four years later.
- Statewide notarial authority
- A Colorado notary may perform notarial acts anywhere in the state, not only in the county of residence or employment.
- Disqualifying interest
- A notary may not notarize a transaction in which the notary is a party, a named beneficiary, or receives a direct financial benefit beyond the fee.
- Self-notarization prohibition
- A notary may not notarize the notary's own signature, nor certify a copy of a public record or court-filed document.
- Notary fee cap
- Colorado law caps the fee a notary may charge per notarial act at fifteen dollars; travel fees may be charged separately if disclosed.
- Acknowledgment certificate
- An acknowledgment certificate states the signer appeared personally, was identified, and acknowledged signing voluntarily for the stated purpose.
- Jurat certificate
- A jurat states the signer appeared personally, the notary administered an oath or affirmation, and the signer swore to the truth of the contents.
- Certificate contents
- A notarial certificate must be signed and dated by the notary and state the notary's name, commission expiration date, and the jurisdiction of the act.
- Loose certificate rule
- A certificate not physically attached to the document must clearly identify the document to which it relates.
- Backdating prohibition
- The date on a notarial certificate must reflect the actual date the notarial act was performed; backdating or postdating is prohibited.
- Official stamp contents
- The stamp must show the notary's commissioned name, the words Notary Public, State of Colorado, and the commission expiration date.
- Stamp ownership
- The notary's stamp is the notary's personal property; an employer may not keep it when employment ends, and it must be destroyed at commission end.
- Journal required entries
- Each journal entry records the date and time, type of act, document description, signer name and address, identification method, and fee charged.
- Journal confidentiality
- A notary may disclose journal entries only to a party to the document, the Secretary of State, law enforcement, or as required by subpoena or court order.
- Lost or stolen stamp
- If the stamp is lost or stolen, the notary must notify the Secretary of State and law enforcement and stop notarizing until a replacement is obtained.
- RULONA codification
- Colorado's Revised Uniform Law on Notarial Acts took effect July 1, 2018, and is codified mainly in C.R.S. Title 24, Article 21, Part 5.
- RULONA notarial acts
- RULONA lists acknowledgments, oaths and affirmations, verifications, signature witnessing, copy certification, and protest noting as notarial acts.
- Identity verification duty
- A notary must verify the signer by personal knowledge or a satisfactory government-issued photo identification, or by identity proofing for remote acts.
- Capacity and voluntariness
- A notary must confirm the signer understands the nature of the act and signs voluntarily; if not, the notary must refuse to perform the act.
- Grounds for discipline
- Fraud, misrepresentation, unauthorized practice of law, failure to keep a journal, and acting with a disqualifying interest are grounds for discipline.
- Remote notarization technology
- Remote acts require real-time audio-video communication letting the notary see and hear the signer and the signer see and hear the notary.
- Remote identity proofing
- For remote acts the notary verifies identity by personal knowledge, a photo ID viewed on camera, or credential analysis with knowledge-based authentication.
- Electronic notary registration
- A notary must register with the Secretary of State as an electronic notary and use an approved electronic signature before performing electronic notarial acts.
- Tamper-evident certificate
- An electronic notarial certificate must be attached to or logically associated with the document and applied in a tamper-evident manner.
- Technology failure
- If the notary cannot clearly identify the signer or the communication technology fails during a remote act, the act must be redone.
- Eligibility to apply
- An applicant must be at least eighteen, a Colorado resident or have a principal place of business in Colorado, and free of disqualifying felony convictions.
- Renewal timing
- A notary may file for renewal before the commission expires; a timely renewal application allows continued performance while the application is pending.
- Change of name
- A notary who changes legal name must file a name change with the Secretary of State, submit a new signature, and obtain a new stamp.
- Change of address
- A notary must notify the Secretary of State within the required period after a change of address, employer, or name.
- Surrender on termination
- When a commission ends by resignation or revocation, the notary must stop performing notarial acts and surrender or destroy the stamp.
- Interpreter documentation
- When an interpreter is used, the notary must be able to communicate with the signer and record the interpreter's name and language in the journal.
- Certificate of fact
- A certificate of fact is a notarial certificate stating a specified fact is true based on the notary's knowledge or a sworn statement; it is not an acknowledgment.
- Notary program services
- The Secretary of State's notary program processes applications, renewals, name and address changes, complaints, and public notary verification.