CRCM study plan

Map each core deposit regulation (Reg DD, Reg CC, Reg D, Reg E, FDIC insurance rules) to its disclosure trigger, delivery timing, and retention requirement

Outline a compliance management system covering board oversight, policies, training, monitoring, audit, and complaint handling

Compute funds-availability schedules for 10 check-deposit scenarios using Reg CC hold and exception rules

Draft a one-page deposit disclosure event timeline from account opening through change-in-terms and renewal

Classify 15 overdraft and NSF scenarios as compliant or deficient against Reg DD, the Reg E opt-in, and UDAAP standards

Trace Reg E error-resolution timelines (10 business days, provisional credit, 45- and 90-day extensions) across dispute fact patterns

Apply FDIC deposit insurance limits to 10 ownership-category scenarios including joint, POD, revocable trust, and retirement accounts

Write a complaint-response memo for a fee dispute that names the rule, the consumer-harm risk, and the remediation

Diagram the TRID disclosure sequence from application to consummation, including the 3-business-day and 7-business-day waiting periods

Calculate APR, finance charge, and tolerance-cure amounts for 8 closed-end consumer loans

Apply Reg B adverse-action and notification requirements to 10 credit decisions, including counteroffers

Determine flood insurance and appraisal obligations for 6 collateral scenarios

Map HMDA reportable data fields and the LAR entries triggered by each loan type

Distinguish disparate treatment from disparate impact across pricing, steering, and redlining fact patterns

Apply SCRA, Military Lending Act, and ECOA spousal-signature rules to 10 borrower scenarios

Explain how insider-lending limits and commercial credit risk intersect with consumer compliance obligations

Convert a loan-file finding into a root cause, corrective action, and validation test in an issue-tracking log

Screen 12 ad samples across print, web, email, and social channels against UDAAP, Reg Z advertising, Reg DD trigger terms, and deposit-insurance misrepresentation rules

Identify required disclosures for HELOC and closed-end credit advertising, including trigger-term and actual-terms requirements

Map TCPA consent, CAN-SPAM, and telemarketing rules onto a loan-solicitation campaign workflow

Apply FCRA pre-screened solicitation requirements (firm offer, opt-out notice, permissible purpose) to a direct-mail campaign

Differentiate fiduciary duties, Reg 9, and ERISA obligations across trust and retirement account types

Apply GLBA privacy notice, opt-out, and safeguarding requirements to a third-party data-sharing scenario

Classify securities, insurance, and annuity products by the licensing, disclosure, and suitability regime governing each

Evaluate bank referral and networking arrangements against Reg R and the broker-dealer exceptions

Outline identity-theft red-flag procedures under Reg S-ID for a new-account opening workflow

Solve 20 cross-domain vignettes that each require naming two or more applicable regulations

Re-teach your three weakest sub-topics in written teach-back summaries with no notes

Rebuild your regulation index into a decision tree that answers which rule applies first

Re-attempt every previously missed question type from your running error log

Complete two full-length timed practice exams under exam-day conditions

Drill rapid recall on timing thresholds, dollar limits, and notice periods

Rehearse exam-day logistics including scheduling, identification, breaks, and question-pacing benchmarks

Write a one-page numbers-and-deadlines sheet from memory, then verify each entry against source material