CII Basic Insurance case studies
CII Basic Insurance · Put your knowledge to work in context.
The CII Award in Basic Insurance is a short, entry-level qualification from the Chartered Insurance Institute. It is designed for people who are new to insurance or who work alongside the profession and need a solid grounding in how insurance works. The syllabus is organised into four equally weighted areas: basic insurance principles and practice; insurance products and cover; insurance law and regulation; and the insurance market and customer service. Each area carries 25% of the total marks. The CII Basic Insurance case studies are 5 cases and about 3,874 words.
1Underinsurance, average and non-disclosure at a bakery
Ridgeway Bakery Ltd runs a single bakery and café. Its commercial property policy, arranged through a broker, insures buildings and contents on a reinstatement basis for a sum insured of £180,000.
755 words, about 4 min2Wedding florist: marquee collapse and uninsured gaps
Petal & Stem Ltd is a wedding florist with a shop, a delivery van and four staff. It holds a commercial combined policy arranged by a broker.
822 words, about 4 min3Late notification of a fleet accident
Harlow Logistics Ltd runs 12 delivery vans and employs 45 people. Its commercial fleet policy with Northern Cover has a condition: 'The insured must notify the insurer of any accident, whether or not a claim is made, as soon as practicable and in any event within 14 days.' In January a driver reversed into a parked car in the depot, causing minor damage.
792 words, about 4 min4Renewal transparency and the conservatory claim
Mrs Chen, aged 72, has insured her home with the same insurer for eight years. Her renewal premium rises from £420 to £690 despite no claims.
770 words, about 4 min5Lease waiver of subrogation after a hot-works fire
Harlow Components Ltd leases a unit from Brookfield Estates. The lease requires Brookfield to insure the building and Harlow to reimburse the premium.
735 words, about 4 min