IIQE Paper 6 case studies
IIQE Paper 6 · Put your knowledge to work in context.
IIQE Paper 6 - Regulation of Insurance Intermediaries - is the Hong Kong qualifying examination paper that tests the regulatory and ethical knowledge expected of individuals who wish to be licensed as insurance intermediaries, and of those already licensed who must keep that knowledge current. It is taken by prospective insurance brokers and agents, by responsible officers and technical representatives supporting them, and by compliance and back-office staff who need to understand the conduct rules that govern the sale of insurance products in Hong Kong. The IIQE Paper 6 case studies are 5 cases and about 3,168 words.
1The Estate Agency Referral Scheme
Prosperity Homes is a 12-person estate agency in Kwun Tong with no insurance licence. Its manager signs a referral agreement with Kingsway Insurance Brokers Ltd, a licensed broker.
671 words, about 3 min2The Retiree and the Locked-In Investment Plan
Mrs Chan, aged 67, is a retired schoolteacher with HK 2.4 million in savings, a monthly pension of HK 9,000 and no dependants. She tells an agent at Golden Bridge Insurance Agency that she may need HK 500,000 within two years for a hip operation and wants a bit more interest than a deposit.
518 words, about 3 min3Structured Premiums from a Third Party
Mr Lau, aged 42, is a self-employed trader. He applies for a five-year regular-premium life policy with an annual premium of HK 600,000.
649 words, about 3 min4The Lapsed Savings Policy and the Confidential Settlement
In March 2024, Ms Wong bought a five-year savings policy with an annual premium of HK 120,000 from an agent of Clearview Insurance Agency. In 2025 she lost her job and missed the second premium.
658 words, about 3 min5The Poached Client List and the Rebate Offer
Ivan is a licensed insurance intermediary at Peak Wealth Agency. Before resigning to join Harbour Independent Brokerage, he exports a spreadsheet containing 380 client names, phone numbers, policy numbers, premium amounts and medical notes.
672 words, about 3 min