Haryana BSEH SS NSQF BFSI study guide
Haryana BSEH SS NSQF BFSI · Work through your exam, one topic at a time.
The Haryana School Education Board (BSEH) Senior Secondary NSQF course in Banking, Financial Services and Insurance (BFSI) is a vocational stream option for Class 11–12 students who want a school-leaving qualification with a work-oriented skill component. It suits learners aiming at entry-level roles in banks, non-banking finance companies, insurance agencies, broking back offices or customer-facing financial sales, and those who plan to continue into B.Com, BBA or BFSI-related diplomas. The Haryana BSEH SS NSQF BFSI study guide has 8 sections and about 2,777 words.
01Introduction to Banking, Financial Services and Insurance
This domain checks whether you can map India's financial architecture - who does what, which statute governs which activity, and how banking, financial services and insurance differ. Expect direct questions on the Banking Regulation Act, 1949, the RBI Act, 1934, types of banks, NBFCs, and the four regulators: RBI, SEBI, IRDAI and PFRDA.
371 words, about 2 min02Banking Operations and Products
Day-to-day branch mechanics: deposit and loan products, KYC, cheque rules, payment systems and priority-sector targets. Questions are usually applied - a figure, a rule, a short calculation.
347 words, about 2 min03Financial Services and Markets
How savings become investment: money market versus capital market, primary versus secondary market, SEBI's role, mutual funds, demat and the payments infrastructure. Money market is for instruments up to one year: Treasury Bills (14, 91, 182, 364 days, issued at a discount, no coupon), commercial paper (unsecured, by corporates), certificate of deposit (by banks), call money, repo and reverse repo.
327 words, about 2 min04Insurance Principles and Products
Risk pooling and the legal principles that decide whether a claim is payable. Questions test the seven principles, product classification (life, general, health), policy terms and the average clause.
350 words, about 2 min05Customer Service and Sales in BFSI
How a BFSI employer expects you to treat a customer and sell responsibly: grievance channels, turnaround times, the RBI Ombudsman route, needs-based selling and the ban on mis-selling. Customer rights : fair treatment, transparency, privacy, suitability and grievance redressal.
353 words, about 2 min06Digital Banking and Financial Technology
Channels and rails - UPI, IMPS, NEFT, RTGS, AePS, cards, wallets, BBPS - plus the security and liability rules that follow fraud. Expect both factual and scenario items.
347 words, about 2 min07Regulatory and Ethical Framework
The statutory skeleton around BFSI plus conduct rules: which regulator, which Act, which reporting obligation, and what ethical behaviour looks like at a branch or desk. RBI : RBI Act, 1934; Banking Regulation Act, 1949; Payment and Settlement Systems Act, 2007 for payment operators.
346 words, about 2 min08Employability Skills and Entrepreneurship
NSQF structure and workplace readiness, plus the entrepreneurial basics a BFSI trainee needs: idea validation, costing, break-even and where small-business finance comes from. NSQF is a ten-level competency framework; BFSI qualifications are packaged by the sector skill council as Qualification Packs built from National Occupational Standards.
336 words, about 2 min