CHSE Odisha Banking & Insurance case studies
CHSE Odisha Banking & Insurance · Put your knowledge to work in context.
CHSE Odisha Banking & Insurance is a higher-secondary elective offered under the Council of Higher Secondary Education, Odisha, for +2 students who want a structured first grounding in how banks and insurers actually work. It suits learners aiming at careers in banking, insurance, finance or commerce, and those who simply want practical financial literacy before university. The CHSE Odisha Banking & Insurance case studies are 5 cases and about 3,703 words.
1Set-off, Garnishee and a Miscredited ‘Account Payee’ Cheque
Gopal Traders is a partnership firm with two partners, Ramesh and Suresh, operating a current account with a public sector bank. The account has a credit balance of ₹6.20 lakh.
860 words, about 4 min2Drawing Power, Stale Stock and an Overdue Cash Credit
Sunrise Footwear is a proprietorship firm with a cash credit limit of ₹30 lakh from a bank, secured by hypothecation of stock and a second charge on the proprietor's house. The outstanding is ₹27 lakh and interest is being serviced monthly.
685 words, about 3 min3A Forged Endorsement on an ‘Account Payee’ Cheque
On 5 April 2024, Meera draws a cheque for ₹50,000 on her account with Bank A in favour of her supplier, Ravi, crossed 'account payee'. Ravi endorses it in blank and hands it to his cousin, Dev, as security for a loan.
765 words, about 4 min4Smoking, a Hurried Agent and the Free-Look Clock
Anil, aged 45, buys a 20-year term plan with a critical illness rider from a life insurer through agent Farhan. The annual premium is ₹42,000.
702 words, about 4 min5Drunk Driving, an Expired Licence and the Third-Party Award
Rohit's car, insured under a comprehensive motor policy with an IDV of ₹8 lakh, meets with an accident at 11 p.m. His blood alcohol level is 0.09%, above the legal limit.
691 words, about 3 min