IN Claims Adjuster study guide
IN Claims Adjuster · Work through your exam, one topic at a time.
The Insurance Institute of India (III) lists a Claims Adjuster page among its offerings. However, the page at the cited URL returned a 404 error on 2026-11-05, so no official details about the credential's purpose, eligibility, exam format, syllabus weightings, fees, or retake policy could be verified from the source text. The III site does show a broad examination infrastructure, including professional examinations, specialised diplomas, surveyor exams, and IRDAI examinations, and it references study materials and addenda for subjects such as IC 57 (Fire and Consequential Loss Insurance) and IC 66 (Marine Insurance Claims). These subject areas align with the five domains listed in the exam profile: Principles of Insurance, Practice of General Insurance, General Insurance Claims Handling, Fire and Consequential Loss Insurance Claims, and Marine Insurance Claims. The IN Claims Adjuster study guide has 5 sections and about 1,651 words.
01Principles of Insurance
This domain tests the legal principles that decide whether a loss is covered, who can claim, and how much is payable. Questions often turn on insurable interest, indemnity, utmost good faith, proximate cause, subrogation and contribution.
340 words, about 2 min02Practice of General Insurance
This domain examines how general insurance policies are built and how their terms affect a claim. Expect questions on policy documents, sum insured, basis of settlement, average, excess, warranties and endorsements.
326 words, about 2 min03General Insurance Claims Handling
This domain tests the claim lifecycle: notification, registration, documentation, survey, decision and payment. Expect questions on surveyor requirements, settlement timelines, interest for delay and the insurer's right to repudiate.
307 words, about 2 min04Fire and Consequential Loss Insurance Claims
This domain covers fire material damage and the consequential loss that follows. Expect questions on the Standard Fire and Special Perils Policy, add-ons, reinstatement value, average, indemnity period and business interruption calculations.
346 words, about 2 min05Marine Insurance Claims
This domain tests marine claims under the Marine Insurance Act 1963 and common Institute Cargo Clauses. Expect questions on hull and cargo cover, total and partial losses, general average, sue and labour, and underinsurance.
332 words, about 2 min