IDBI JAM key terms

A reasoning method in which two or more given statements (premises) are combined to decide whether a conclusion necessarily follows, using relations such as All, Some, and No.

A technique for solving syllogism and set-based questions by drawing overlapping circles to represent groups, then checking whether a conclusion holds in every possible arrangement.

In syllogism, a conclusion stated as can be true is accepted if at least one valid arrangement of the diagram satisfies it, unlike definite conclusions that must hold always.

A pair of conclusions in syllogism where exactly one must be true, so the answer is either I or II follows; it requires the two conclusions to be mutually exclusive and jointly cover the diagram.

A reasoning question that describes family links through statements or coded symbols, and asks how two people are related, often requiring a family tree drawn with standard gender and generation markers.

A question type that tracks a person's movement through turns and distances to find final direction, shortest distance, or displacement, usually solved with a rough sketch and Pythagoras theorem.

A question where symbols such as @, $, and % replace comparison signs like greater than or equal to, and the candidate must decode them before judging which given conclusions are true.

A set of clues about people placed in rows, circles, or floors, or holding ranks and floors, from which the candidate fixes one complete arrangement and answers linked questions.

A sequence mixing letters, digits, and symbols, used to test position counting, element replacement, and step-based rearrangement, with answers found by indexing each element carefully.

A question type where words or sentences are written in a artificial code and the candidate must identify the letter-shift or substitution rule to encode or decode a new word.

A format where a question is followed by two or more statements and the candidate judges only whether the data given is enough to answer, without actually computing the final value.

A quantitative question giving two quadratic equations in x and y, where the candidate finds both roots of each and compares them to establish the relation between x and y.

A sequence of numbers following a hidden rule such as addition, multiplication, squares, or alternating patterns, where the candidate finds the missing or wrong term.

Questions requiring a numerical expression to be reduced quickly by rounding values to convenient figures or by applying BODMAS order, with an answer close to the given options.

The standard order of operations: Brackets, Of, Division, Multiplication, Addition, and Subtraction, applied left to right within each level when simplifying an arithmetic expression.

A set of questions based on a table, bar chart, line graph, or pie chart, where the candidate reads values, computes ratios and percentages, and compares categories accurately.

A fraction expressed out of one hundred, used to compare change, profit, discount, and population; converting between fractions and percentages speeds up many arithmetic questions.

A comparison of two quantities by division, and an equation stating two ratios are equal; used to divide amounts or scale values in partnership, mixture, and age problems.

The study of cost price, selling price, marked price, and discount, where profit or loss is measured against cost price and successive discounts are applied one after another.

Interest computed only on the principal versus interest computed on principal plus accumulated interest; compound interest grows faster and is calculated period by period.

The relation distance equals speed multiplied by time, extended to relative speed of trains, boats and streams, and average speed over journeys with different segments.

Problems on a boat moving with or against a current, where downstream speed is boat speed plus stream speed and upstream speed is boat speed minus stream speed.

Problems finding how long people or pipes take to finish a task together or alone, using the idea that rates of work add and total work can be taken as one unit.

A variant of time and work in which inlet pipes fill a tank and outlet pipes empty it, with filling rates taken positive and emptying rates negative.

A business arrangement where profit is shared in proportion to each partner's capital multiplied by the time invested, so unequal periods change the sharing ratio.

Counting methods for arrangements where order matters and selections where order does not, built on factorials and used in seating, word formation, and committee problems.

The chance of an event, found as the number of favourable outcomes divided by total equally likely outcomes, with values always lying between zero and one.

Measurement of length, area, and volume of plane and solid figures such as circles, triangles, cylinders, and spheres, requiring formula recall and unit consistency.

An official grievance-redressal authority under the Reserve Bank of India that hears complaints against banks and regulated entities after the bank fails to resolve them within the prescribed period.

A loan or advance on which principal or interest has remained overdue for more than ninety days, classified further as substandard, doubtful, or loss asset.

India's central bank, established in 1935 and nationalised in 1949, which issues currency, conducts monetary policy, regulates banks, and manages foreign exchange reserves.

The rate at which the Reserve Bank of India lends short-term funds to commercial banks against government securities, used as the main lever of monetary policy.

The share of net demand and time liabilities that a scheduled bank must keep as cash with the Reserve Bank of India, earning no interest and set by monetary policy.

The minimum portion of net demand and time liabilities a bank must hold in liquid assets such as government securities, cash, or gold, maintained in addition to the cash reserve.

The 2016 Indian law that provides a time-bound corporate insolvency resolution process run by resolution professionals and overseen by the National Company Law Tribunal.

A Reserve Bank of India mandate requiring banks to give a fixed share of credit to agriculture, micro and small enterprises, education, housing, and weaker sections.

A passage with words removed at intervals, where the candidate chooses the option that fits each blank in grammar and meaning, guided by the overall context.

A passage followed by questions on its main idea, details, inference, and tone, answered by locating evidence in the text rather than relying on outside knowledge.

A conclusion drawn from stated facts rather than stated directly; in comprehension and logic questions, it must follow necessarily from the passage without adding new assumptions.

A fixed expression whose meaning differs from its literal words, such as at the eleventh hour, tested by choosing the correct sense or substituting an equivalent phrase.

A question giving a sentence split into parts, where the candidate identifies the part containing a grammatical fault in subject-verb agreement, tense, preposition, or article use.

The rule that a verb must match its subject in number and person, with care needed for collective nouns, indefinite pronouns, and phrases placed between subject and verb.

A set of sentences given out of order that must be rearranged into a coherent paragraph by tracing opening statements, connectors, pronouns, and the logical flow of ideas.

A question testing whether a given word is used correctly in sentences, requiring awareness of its meaning, part of speech, and common collocations.