IDBI JAM case studies
IDBI JAM · Put your knowledge to work in context.
IDBI JAM refers to IDBI Bank's Junior Assistant Manager recruitment, an entry-level officer-style role at a bank whose public site describes itself as offering personal, corporate, MSME, agri, NRI and preferred banking, along with a wide retail and business product range spanning savings and salary accounts, fixed deposits, current accounts, credit and debit cards, prepaid cards, home, auto, education and personal loans, mortgages, investments, demat, tax payments and digital services such as mobile and internet banking. Candidates typically target this role after graduation, often while preparing for other bank officer examinations, because the syllabus overlaps heavily with general banking recruitment. The IDBI JAM case studies are 5 cases and about 2,169 words.
1The Five-Day Interview Puzzle with One Bad Clue
A bank's HR team must schedule five candidates-A, B, C, D and E-for one interview each, Monday to Friday. Each candidate must occupy a different day, and no candidate can be moved to a weekend.
504 words, about 3 min2The Borrowing Calendar and the Yield Spike
The finance ministry's debt office must fund a fiscal deficit of ₹9.2 lakh crore in the next financial year. Officials observe CPI inflation at 6.3%, above the RBI's 4% target; the repo rate is 6.50%; banking-system credit growth is 14.2% while deposit growth is 11.1%; and the 10-year G-sec yield has risen from 7.05% to 7.28% in a month.
457 words, about 2 min3The Press Note with a Hidden Pronoun
A bank's corporate communications team has drafted a four-sentence press note about a processing-fee waiver. The draft reads: (1) 'The bank has decided to waive off the processing fee for all home loans until 31 March, which was announced by the CEO on Monday.' (2) 'Customers who have applied before the deadline, they will receive a confirmation within 48 hours.' (3) 'The bank regrets the inconvenience caused to its customers and assures that it is committed to transparency.' (4) 'Any customer failing to respond within 48 hours will be deemed to have forfeited their chance, and the bank will not be responsible for any loss.' The legal team is uncomfortable with sentence (4), while the CEO's office wants sentence (1) to name the date clearly.
443 words, about 2 min4The Supplier Discount Decision
A garment exporter must buy raw material worth ₹12,00,000. Supplier A offers terms '2/10, net 60': a 2% discount if paid within 10 days, otherwise the full amount is due in 60 days.
358 words, about 2 min5The Canteen Contract Break-Even
An office with 1,800 employees must choose a canteen vendor for a 12-month contract. Vendor X charges a fixed retainer of ₹1,80,000 per month plus ₹42 per meal served.
407 words, about 2 min