IIBF Ethics in Banking case studies
IIBF Ethics in Banking · Put your knowledge to work in context.
The IIBF Ethics in Banking credential is a certificate examination offered by the Indian Institute of Banking & Finance (IIBF), an institute established in 1928 as a Company under Section 26 of the Indian Companies Act, 1913. IIBF's stated vision is "To be the premier Institute for developing and nurturing competent professionals in banking and finance field." This study page is independently produced and is not affiliated with, endorsed by, or sponsored by IIBF. The IIBF Ethics in Banking case studies are 5 cases and about 4,696 words.
1The maturing deposit and the five-year note
Meera Nair, 78, walks into the Kochi branch alone to renew a ₹42 lakh fixed deposit that is her entire life savings, built from selling her late husband's shop. She draws a pension of ₹28,000 a month and tells the relationship manager, Karthik, that she wants 'the same deposit, no risk, and something my daughter can access if I am hospitalised'.
910 words, about 5 min2The Diwali hamper and the consultancy
SecurePrint has printed cheque books and account-opening kits for the three branches of a private bank in Pune for four years, worth ₹95 lakh a year. The contract is up for renewal in three weeks.
961 words, about 5 min3The nominee, the objection and the 'small consideration'
Ramesh Gupta, a retired schoolteacher, dies in October. His savings account holds ₹1.8 lakh, and a fixed deposit of ₹5 lakh has just auto-renewed for two years with no premature-withdrawal concession.
972 words, about 5 min4The chairman's Friday deadline
Anjali is a credit analyst at a small finance bank. Sundaram Textiles, a weaving unit with turnover of ₹22 crore, has applied for a ₹7.5 crore term loan plus a ₹2 crore working capital limit to add 24 looms.
944 words, about 5 min5The suspense account, the envelope and the probation
Vikram joined a mid-sized private bank as an internal auditor eight months ago on a 12-month probation, and has just taken a home loan from the same bank. During a routine review of a suburban branch he finds five suspense-account entries between ₹6.2 lakh and ₹9.5 lakh, totalling ₹47.6 lakh over six months, each reversed within 48 hours.
909 words, about 5 min