JAIIB RBWM case studies
JAIIB RBWM · Put your knowledge to work in context.
JAIIB is a professional banking examination conducted by the Indian Institute of Banking & Finance (IIBF), an institute established in 1928 as a company under Section 26 of the Indian Companies Act, 1913. IIBF describes its mission as developing professionally qualified and competent bankers and finance professionals through education, training, examination, consultancy and continuing professional development. JAIIB sits alongside CAIIB and the Diploma in Banking & Finance (DB&F) in the Institute's examination portfolio, and the Institute operates routes between them, including credit transfer from DB&F to JAIIB, conversion from DB&F to JAIIB, and a JAIIB Professional Conversion Route to Associate Chartered Banker. IIBF also runs online contact classes for JAIIB/DB&F through its Professional Development Centre. The JAIIB RBWM case studies are 5 cases and about 3,611 words.
1Elderly Customer, Registered POA and a Sudden ₹12 Lakh Cash Withdrawal
A 78-year-old widow maintains a sole savings account at a semi-urban branch with a balance of ₹19.6 lakh. Six months ago she registered a general power of attorney in favour of her nephew, and her daughter is the registered nominee.
734 words, about 4 min2Jewellery Proprietorship, Structured Cash Deposits and a ₹25 Lakh Withdrawal Request
A proprietorship jewellery showroom has banked with the same branch for eight months. Its account was risk-rated high at onboarding.
712 words, about 4 min3Home Loan Request Exceeding LTV: Valuation, Stamp Duty and Age-Linked Tenure
A married couple applies for a home loan. The agreement value of the flat is ₹82 lakh; stamp duty and registration of ₹6.2 lakh are payable separately.
742 words, about 4 min4SIM-Swap Fraud, UPI Debits and the Bank’s ‘OTP Authenticated’ Reply
a customer’s mobile loses network. She visits the telecom store at 11:15 a.m.
701 words, about 4 min5Senior Citizen, Five-Year ULIP and an ‘Almost Guaranteed’ 11% Return
A 68-year-old retired school principal has a fixed deposit of ₹40 lakh maturing next week. His pension is ₹28,000 a month, and he needs about ₹15,000 a month from savings to meet household expenses; he also wants to keep ₹5 lakh for medical emergencies.
722 words, about 4 min