JAIIB RBWM study guide
JAIIB RBWM · Work through your exam, one topic at a time.
JAIIB is a professional banking examination conducted by the Indian Institute of Banking & Finance (IIBF), an institute established in 1928 as a company under Section 26 of the Indian Companies Act, 1913. IIBF describes its mission as developing professionally qualified and competent bankers and finance professionals through education, training, examination, consultancy and continuing professional development. JAIIB sits alongside CAIIB and the Diploma in Banking & Finance (DB&F) in the Institute's examination portfolio, and the Institute operates routes between them, including credit transfer from DB&F to JAIIB, conversion from DB&F to JAIIB, and a JAIIB Professional Conversion Route to Associate Chartered Banker. IIBF also runs online contact classes for JAIIB/DB&F through its Professional Development Centre. Topics on this exam: Retail Banking, Banking Operations and Compliance, Credit and Lending, and Digital Banking and Technology. The JAIIB RBWM study guide has 4 sections and about 1,265 words.
01Retail Banking
Retail Banking in JAIIB RBWM tests how banks design, price, sell and service products to individuals and households: deposits, retail loans, cards, remittances and wealth products. Questions often combine product features with regulation and suitability.
328 words, about 2 min02Banking Operations and Compliance
Banking Operations and Compliance tests the account-level controls that keep a retail bank safe and lawful: KYC/AML, payment and clearing operations, nominations, lockers and grievance redressal. The exam favours scenario questions where a procedural step decides the answer.
311 words, about 2 min03Credit and Lending
Credit and Lending tests retail credit appraisal, documentation, pricing, recovery and asset classification. Expect numerical EMI/FOIR questions and scenario questions on when a loan becomes an NPA.
317 words, about 2 min04Digital Banking and Technology
Digital Banking and Technology tests payment rails, digital channels, outsourcing, customer protection and cyber-risk controls. Questions often turn on channel limits, authentication and who bears loss after fraud.
309 words, about 2 min