IRDAI Surveyor Motor (S-06) case studies
IRDAI Surveyor Motor (S-06) · Put your knowledge to work in context.
The IRDAI Surveyor Motor (S-06) credential sits inside India's surveyor licensing framework. IRDAI's Surveyors department page states that the Authority framed the IRDAI Insurance Surveyors and Loss Assessors Regulations, 2015, in exercise of powers conferred by sections 42D, 64 UM and 114A of the Insurance Act, 1938, as amended by the Insurance Laws (Amendment) Act, 2015, and section 26 of the IRDAI Act, 1999. The IRDAI Surveyor Motor (S-06) case studies are 5 cases and about 2,434 words.
1Partial Own-Damage Claim: Depreciation, Betterment and Pre-existing Damage
Rao's 2019 Maruti Swift (1,192 cc, IDV ₹4,50,000) hit a road divider. The authorised dealer's estimate is ₹1,48,000: front bumper ₹12,000, grille ₹3,000, bonnet repair ₹18,000 (replacement would be ₹28,000), left headlamp ₹9,500, radiator ₹8,000, condenser ₹7,000, labour ₹18,000, paint ₹12,000, engine oil and coolant ₹4,500, wheel alignment ₹1,500, and one front tyre ₹6,500.
587 words, about 3 min2Constructive Total Loss of a Commercial Goods Vehicle
Iqbal's 2016 Tata 407 goods vehicle (IDV ₹8,00,000) overturned on a highway. The dealer's repair estimate is ₹6,80,000: chassis replacement ₹2,50,000, cabin ₹1,80,000, engine overhaul ₹1,20,000, suspension ₹70,000, and labour/paint ₹60,000.
477 words, about 2 min3Theft Claim: Delayed FIR and Missing Spare Key
Sharma's 2021 Honda Activa (IDV ₹65,000) was stolen from the parking lot of her apartment complex at about 10 pm. She searched for the scooter with neighbours for a week and then lodged an FIR on the ninth day.
479 words, about 2 min4Third-Party Property Damage: Contributory Negligence and Consequential Loss
A private car insured by Mr. Verma hit a roadside shop and a parked two-wheeler.
431 words, about 2 min5Flood Damage and Engine Hydrostatic Lock: Is the Engine Overhaul Payable?
Menon's 2022 Hyundai Creta (1,497 cc, IDV ₹12,00,000) was parked in an underground basement that flooded during a cloudburst. The water level reached about 3 feet, covering the lower part of the engine bay but not the dashboard.
460 words, about 2 min