OSCB Assistant Manager case studies
OSCB Assistant Manager · Put your knowledge to work in context.
The OSCB Assistant Manager credential is a professional certification aimed at bankers who are moving into, or already holding, a second-line supervisory role in a branch. It signals that the holder can run day-to-day branch operations, supervise staff, and apply credit, compliance and control standards without constant escalation to the branch manager. The OSCB Assistant Manager case studies are 5 cases and about 4,253 words.
1The ₹47,500 Vault Shortage After an Unrecorded ATM Handover
On Monday, 14 July, the manager of a semi-urban cooperative bank branch counted the vault with the head cashier and found a shortage of ₹47,500 against a book balance of ₹1.62 crore. The teller at counter 3 says that on Friday evening he handed two cash packets totalling ₹25 lakh to the ATM replenishment agency's custodian, because the branch's ATM custodian had left early for a family function.
881 words, about 4 min2A ₹1.20 Crore Term Loan With a GST Gap and a Group NPA
A block-level branch receives a proposal for a ₹1.20 crore term loan from a proprietary auto-components unit. The unit's audited turnover is ₹3.1 crore, but GST returns for the year show taxable supplies of ₹2.35 crore.
832 words, about 4 min3A Deceased Depositor, No Nomination, and Three Claimants
A 68-year-old savings account holder of a cooperative bank branch dies in September, leaving ₹18.40 lakh in savings and a ₹5 lakh fixed deposit held jointly with his elder son under an 'either or survivor' mandate. No nomination was registered for the savings account.
845 words, about 4 min4Twenty-Eight Cash Deposits and a Same-Day RTGS Out
The current account of a hardware trading partnership firm, opened seven months ago at a semi-urban branch, was almost dormant until the last fortnight. Between 3 and 14 March it received twenty-eight cash deposits of ₹48,000 to ₹49,500 each, totalling ₹13.62 lakh, made at four different branches, twenty of them by a person other than the account holder.
837 words, about 4 min5A ₹1.92 Lakh UPI Fraud and a Pending Mobile-Number Change
On 6 August a 63-year-old customer reports that ₹1.92 lakh left his savings account in six UPI transactions on 3 August. He says a caller claiming to be from the bank's technical team told him to read out an OTP to 'reverse a wrong credit'.
858 words, about 4 min