PNB LBO case studies
PNB LBO · Put your knowledge to work in context.
PNB LBO refers to Punjab National Bank's recruitment examination for the post of Officer in the Junior Management Grade, Scale I - commonly written out as "LBO" in candidate shorthand. It is aimed at graduates who want a banking career inside a large Indian public sector bank rather than in a private lender, and it is typically taken by candidates who are also sitting other public sector bank officer examinations in the same season. The PNB LBO case studies are 5 cases and about 3,879 words.
1Term Loan Appraisal: DSCR and Margin Test at Chandpur Branch
The Chandpur branch is appraising a term loan of ₹90 lakh for Shreeji Textiles, a proprietary weaving unit, against machinery costing ₹1.20 crore, with the promoter bringing ₹30 lakh as margin. The loan is priced at 10.5% on a reducing balance over seven years, and the first-year principal repayment works out to ₹8.76 lakh.
788 words, about 4 min2Sanction Routing Under a Delegation Matrix: Four Proposals, Three Days
The Bhopal circle office has four proposals on the table on Monday, 22 September, and every sanction must be captured in the quarter-end review. The delegation matrix is: up to ₹25 lakh - Branch Manager; above ₹25 lakh up to ₹1 crore - Circle Head; above ₹1 crore - Zonal Head, supported by a technical appraisal from the circle credit cell.
763 words, about 4 min3Rewriting a Branch Closure Circular Before It Is Sent
You are the branch manager at a semi-urban branch. Customer are requested to make alternate arrangement for their banking need.
772 words, about 4 min4Year-End Priority Sector Certification at Poonthura Branch
It is 28 March, with two working days left in the financial year. The Poonthura branch has an Adjusted Net Bank Credit of ₹120 crore.
799 words, about 4 min5Quarterly Branch Review: NPA Ratios, Recovery and Budget Allocation
Your circle reviews four branches at the close of Q2. All figures are in ₹ crore.
757 words, about 4 min