UPMSP Co-operative Studies case studies
UPMSP Co-operative Studies · Put your knowledge to work in context.
Co-operative Studies is a subject offered under the Uttar Pradesh Madhyamik Shiksha Parishad (UPMSP) secondary and intermediate school curriculum, examined in Hindi as a board subject for students who choose it as part of their elective combination. The syllabus introduces co-operation as an economic and social model: its principles and values, the world and Indian co-operative movements, the legal framework governing societies, management and governance of a society, basic co-operative accounting and audit, credit and banking structures, marketing and consumer societies, processing and dairy societies, education and training, and the state and national institutions that support the sector. The UPMSP Co-operative Studies case studies are 5 cases and about 3,714 words.
1Expulsion of Members Before a Contested PACS Election
A primary agricultural credit society in eastern Uttar Pradesh has 1,850 members, ₹3.2 crore in deposits and ₹11.6 crore of crop loans outstanding. Two months before the board election, the secretary issues a 48-hour notice for a board meeting.
787 words, about 4 min2Rescheduling a Distressed PACS Loan Before Audit
A district central co-operative bank in Bundelkhand has a loan book of ₹4,200 crore, a capital-to-risk asset ratio of 9.6% against a regulatory minimum of 9%, and net NPAs of 6.8%. Three PACS in a drought-affected block have not serviced ₹46 crore of crop and medium-term loans for 14 months.
687 words, about 3 min3Milk Price Cut Versus Member Loyalty
A district milk union in western Uttar Pradesh procures 62,000 litres a day from 41,000 members through 210 village dairy societies. It pays ₹35.00 a litre and settles every ten days.
791 words, about 4 min4A CEO, a Chair and a Related-Party Loan
A large consumers' co-operative in Lucknow has 9,000 members, 14 outlets and annual turnover of ₹58 crore. The elected chair, who controls six of eleven board seats, asks the chief executive to sanction a ₹3.5 crore working-capital loan to a partnership firm owned by the chair's brother-in-law.
745 words, about 4 min5A Training Fund That Nobody Uses
The district co-operative union in a central Uttar Pradesh district manages a co-operative education fund of ₹18.4 lakh, built from contributions by 38 PACS. In two years it has spent only 21%.
704 words, about 4 min