WBBSE Madhyamik Banking & Financial Services (Vocational) case studies
WBBSE Madhyamik Banking & Financial Services (Vocational) · Put your knowledge to work in context.
The WBBSE Madhyamik Banking & Financial Services (Vocational) course is a vocational subject offered alongside the regular Madhyamik (Class 10) curriculum by the West Bengal Board of Secondary Education. It is designed for students who want an early, practical grounding in how banks work, how money is managed, and how financial services touch everyday life, rather than a professional banking licence. The WBBSE Madhyamik Banking & Financial Services (Vocational) case studies are 5 cases and about 4,829 words.
1Ayesha's Account: Small Account through the Bank Mitra or a Branch Account?
Ayesha, 15, is a Class X student at a government school in a village 14 km from the nearest bank branch; a bus trip to the branch costs ₹20 each way. She receives a monthly scholarship of ₹1,200 credited through DBT and wants to save ₹300 of it.
935 words, about 5 min2The Post-Dated Cheque that Came Back Twice
On 10 March, Sujit, who runs a hardware shop in Barasat, gives his supplier Ramesh a cheque for ₹48,000 drawn on his current account at a nearby branch. Because he expects a payment from a contractor on 22 March, he writes 25 March in the date field.
972 words, about 5 min3How to Use a ₹3 Lakh Maturity: Emergency Fund, Term Cover or the 'Guaranteed 12%' Plan?
The Das family of Barrackpore has just received ₹3,00,000 on maturity of an endowment policy. Mr Das is 44 and earns ₹32,000 a month as a supervisor; Mrs Das earns ₹9,000 from tailoring.
937 words, about 5 min4The UPI Collect Request: Who Bears the ₹25,000 Loss?
Sanchita, 58, runs a small grocery in Kharagpur and uses a smartphone with UPI linked to her savings account, where she keeps her working capital of about ₹85,000. On 3 June at 11 a.m.
977 words, about 5 min5The ₹4,920 'Miscellaneous Income' that Would Have Hidden the Truth
On 31 December the cash book of Mitali, who runs a stationery shop in Siliguri, shows a debit balance of ₹36,480 in the bank column, while the passbook shows a credit balance of ₹41,400. On checking she finds: (i) cheques for ₹9,500 issued to suppliers were entered in the cash book but not yet presented; (ii) a cheque for ₹4,200 deposited on 29 December is not yet credited; (iii) the bank has charged ₹180 as charges, not entered in the cash book; (iv) a customer has deposited ₹5,000 directly into her account, of which she has no record; (v) the bank has paid ₹1,200 as an insurance premium under a standing instruction, not entered in her books; (vi) a customer's cheque of ₹2,500 deposited earlier has been returned dishonoured, but Mitali's clerk made no entry; (vii) the bank has wrongly debited ₹1,500 relating to another customer's account.
1,008 words, about 5 min