Iran Loss Adjuster Exam case studies

Iran Loss Adjuster Exam · Put your knowledge to work in context.

The Iran Loss Adjuster Exam (آزمون کارشناس رسمی ارزیاب خسارت بیمه) is a Persian-language, multiple-choice certification assessment for professionals who determine the extent and value of insured losses: damage assessors, claims handlers, insurance company technical staff, and independent adjusters working with Iranian insurers. It tests whether a candidate can read a policy, establish coverage, investigate a loss, quantify damage, and produce a defensible settlement report under Iranian insurance law and regulation. The Iran Loss Adjuster Exam case studies are 5 cases and about 5,388 words.

The Isfahan Worsted Mill Fire: Average, Consignment Stock and an Electrical Origin

A fire broke out at 02:40 in the dyeing hall of a worsted-fabric mill in Isfahan and was extinguished by the plant's own brigade and the municipal fire service. The fire report records the seat of the fire at a distribution board serving three stenters.

1,130 words, about 6 min 2

Freeway Trailer Breakaway: Apportioned Fault, Cash Settlement and a Lapsed Motorcycle Policy

A compulsory third-party motor policy issued to a haulage company covers a Volvo FH tractor unit. On the Tehran–Qom freeway the trailer coupling failed, the trailer crossed the median and struck a motorcycle carrying two people.

1,040 words, about 5 min 3

The Shahriar Warehouse Fire: Accelerant, a Phantom Supplier and a Doubled Sum Insured

A general warehouse in Shahriar, insured for fire and allied perils with 80 billion IRR on stock (imported polymer granules) and 15 billion on the building, reported a total loss by fire at 03:10 on 14 Bahman. The fire service report states the fire was confined to two stacks, that the sprinkler system had been shut off at the mains 'for repair' for 11 days, and that a strong smell of accelerant was noted.

1,115 words, about 6 min 4

Mashhad Tower: Adjacent Shop Collapse and a Crane Blown Over in a Storm

A contractor is building a 12-storey residential tower in Mashhad under a Contractor's All Risks policy covering the works, construction plant, and third-party liability of 5 billion IRR. During excavation for the raft foundation to 9 m depth, the retaining wall on the adjacent plot - a 30-year-old two-storey shop - cracked and part of its rear wall collapsed.

1,064 words, about 5 min 5

Tehran Discectomy: Undisclosed MRI, Unbundled Bill and a Second Health Policy

A 47-year-old man was admitted to a private hospital in Tehran for a lumbar discectomy. The hospital submitted a claim of 2.6 billion IRR under his supplementary medical policy, which has an annual limit of 5 billion, 20% co-insurance on in-patient services, a 30-day waiting period for illness, and an exclusion for 'treatment of conditions existing before the commencement date'.

1,039 words, about 5 min