COI Diploma study plan

Map the three coverage triggers (occurrence, offense, claims-made) onto a one-page comparison table with at least four distinguishing rows.

Explain in writing how Coverage A, B, and C each respond to a different loss scenario you invent, citing the insuring agreement language category that applies.

List the standard CGL exclusions and, for each of the eight you consider highest-frequency, write one sentence on why the exclusion exists.

Distinguish occurrence from claims-made triggers by classifying ten short claim fact patterns correctly.

Break down limits structure (general aggregate, products-completed operations aggregate, each occurrence, personal and advertising injury, damage to premises rented) and show with a worked example how two losses erode the aggregate.

Trace how the definition of 'insured contract' and the contractual liability exclusion interact, using a written analysis of three contract types.

Identify which supplementary payments sit outside the limits and demonstrate that with a numeric example.

Draft a short client-facing memo explaining why a CGL policy is not a substitute for professional liability or employer's liability coverage.

Define the core risk-management techniques (avoidance, retention, transfer, reduction, sharing) and assign one realistic business example to each.

Label every major policy component (declarations, insuring agreement, conditions, exclusions, definitions, endorsements) on a sample policy you construct yourself.

Explain how the declarations page controls coverage interpretation by writing three examples where a declarations detail changes the outcome.

Sequence the policy-reading method (declarations first, then insuring agreement, then exclusions, then conditions, then endorsements) and justify the order in two sentences per step.

Reproduce from memory the field groups that appear on a standard certificate of liability insurance form (producer, insured, insurers, coverages, limits, description of operations, certificate holder, cancellation, authorized representative).

Distinguish the informational-only disclaimer language on the certificate from actual policy terms by writing a paragraph explaining what the certificate does and does not do.

Compare the certificate's role in a construction contract versus a landlord-tenant lease, noting the different coverage lines each typically requires.

Identify at least four common certificate errors (expired policy period, blank limits, wrong additional insured status, missing waiver of subrogation) and state the correction for each.

Differentiate additional insured status from additional named insured status and illustrate the difference with two liability scenarios.

Explain how primary and non-contributory wording changes claim handling and write out the endorsement language category that achieves it.

Describe the purpose and mechanics of a waiver of subrogation and identify which contract clause typically triggers it.

Match four common contract indemnity structures (broad form, intermediate, limited) to the insurance requirements they imply.

Draft a complete sample certificate for a hypothetical general contractor and subcontractor relationship, including additional insured status, waiver of subrogation, and primary/non-contributory wording.

Review your drafted certificate against the underlying contract requirements and flag every gap in a written discrepancy log.

Explain how completed-operations coverage and the products-completed operations aggregate must be reflected when a contract requires ongoing and completed operations protection.

Practice explaining to a hypothetical client, in plain language, why an additional insured endorsement does not guarantee the same limits as the named insured's policy.

Build a verification checklist that confirms policy number, effective and expiration dates, named insured, limits, and endorsement forms against a policy declarations page.

Distinguish certificates from other evidence-of-coverage documents and state when each is appropriate.

Describe how to handle a request for coverage confirmation when the certificate would misstate the policy, and write the client-facing response.

Identify the consequences of a lapsed or cancelled policy on an active contract and outline the notice steps involved.

Apply the ethical rules for certificate issuance by analyzing four scenarios (issuing before binding, altering limits, backdating, certifying coverage not in force) and writing the correct action for each.

Explain the producer's professional responsibility for accuracy and the limits of the producer's authority to interpret policy terms.

Complete a timed 60-question mixed-domain practice set and record your score by domain to target remaining weak areas.

Re-review your three lowest-scoring domains using your own notes and rewrite the two concepts you got wrong most often.