KASNEB DCM case studies

KASNEB DCM · Put your knowledge to work in context.

The Diploma in Credit Management (DCM) is one of the diploma-level qualifications examined and certified by the Kenya Accountants and Secretaries National Examinations Board (Kasneb), a State Corporation under The National Treasury and Economic Planning, established by the Government of Kenya in 1969. Kasneb's mandate covers the development of syllabuses, the conduct of professional, diploma and technician examinations, and the certification of candidates in accountancy, finance, credit, governance and management, information technology and related disciplines - so the DCM sits squarely within the credit strand of that mandate. The KASNEB DCM case studies are 5 cases and about 4,287 words.

Bidco Traders: Raising a Stressed Customer's Credit Limit

Tuzo Distributors sells on 30-day terms. Bidco Traders, its largest customer, holds a limit of KSh 2,500,000 and currently owes KSh 2,300,000 - 60% of that balance is older than 60 days.

792 words, about 4 min 2

Mwangaza Traders: The Profit the Owner Wants the Bank to See

Mwangaza Traders' draft accounts for the year ended 31 December 2024 show a profit of KSh 1,850,000. The owner intends to file them with Wema Bank in support of a KSh 3,000,000 loan application and asks you to sign them off.

861 words, about 4 min 3

Simba Steel: A Counter-Offer, a Stale Guarantee and a Price Surge

On 5 May Simba Steel Ltd wrote to Jua Builders offering 400 tonnes of steel at KSh 62,000 per tonne, 'open for acceptance until 30 May'. On 18 May Jua replied: 'We accept, provided you deliver in two lots and allow 60 days' credit.' Simba did not reply.

913 words, about 5 min 4

Zao Foods: A Special Order, Spare Capacity and a Cost Shock

Zao Foods processes mangoes on a single shift. Capacity is 50,000 kg a month; output is 40,000 kg, sold at KSh 120/kg to traders who pay cash.

764 words, about 4 min 5

Jamii Microfinance: A Biased Scorecard, a Stolen Laptop and a Quiet CEO

At Jamii Microfinance, loan officers use a credit-scoring model built three years ago on postcode, loan size and repayment history; income was never captured. Internal audit finds applicants from the three northern branches are declined three times as often - branches serving pastoralist areas affected by two failed rains.

957 words, about 5 min