Korea Associate Financial Planner case studies
Korea Associate Financial Planner · Put your knowledge to work in context.
The Korea Associate Financial Planner (KAFP) is an entry-level financial planning credential for people building or formalising a career in personal financial advice in Korea. It suits bank and securities staff moving into advisory roles, insurance agents and consultants broadening beyond product sales, and career-changers who want a structured foundation before pursuing advanced planning designations. The Korea Associate Financial Planner case studies are 5 cases and about 4,422 words.
1A 1.4% Commission, a Branch Revenue Target, and a Client Who Needs Cash in 18 Months
Park Joon-ho, a certified planner at a mid-sized firm in Seoul, has advised 58-year-old Ms. Han for three years on a flat annual retainer.
855 words, about 4 min2A 22 Million Won Card Balance, a Jeonse Loan That Resets, and a Baby Two Years Away
Kim Ji-hoon and his wife bring a spreadsheet to their first meeting. Combined take-home pay is 5.4 million KRW a month; fixed costs are 2.6 million, variable spending 0.9 million, and existing loan payments 0.55 million.
852 words, about 4 min3Forty-Two Percent of a Portfolio in the Employer's Own Shares, and a Client Who Sells at the Bottom
Choi Min-ji is 49, a senior engineer at a listed semiconductor-equipment maker in Gyeonggi, and plans to retire at 55. Her household financial assets total 1.15 billion KRW: 480 million in her employer's shares (including vested restricted stock units and an unexercised option grant), 210 million in a DC retirement account invested in a target-date fund, 180 million in a global index fund, 150 million in a domestic bond fund, and 130 million in deposits.
901 words, about 5 min4Early National Pension, a Lump Sum Instead of an Annuity, and a Portfolio Entirely in Deposits
Seo Dong-won, born in 1967, will retire at the end of this year at age 58 from a mid-sized construction firm. He expects a DB lump sum of 380 million KRW, holds 120 million in an IRP, and he and his wife (55, a part-time instructor with no workplace pension) have 250 million in bank deposits and 60 million in a balanced fund.
879 words, about 4 min5A 6.9 Billion Won Estate, a Will That Leaves the Wife Nothing, and a Son Who Wants the Company
Yoo Han-sik, 68, founded a precision-parts manufacturer thirty-one years ago and still owns 100% of it. An appraisal for tax purposes puts the company at 3.6 billion KRW.
935 words, about 5 min