IBSL Diploma in Islamic Banking Exam case studies
IBSL Diploma in Islamic Banking Exam · Put your knowledge to work in context.
The Diploma in Islamic Banking (course code DP15) is a Diploma-level professional programme offered by the Institute of Bankers of Sri Lanka (IBSL), the Colombo-based professional body first established in 1964 as the Bankers' Training Institute (Ceylon) and re-incorporated in 1979 under Act No. The programme is delivered in English, carries a listed duration of 108 hours and a listed course fee of ₨ 50,000.00, and the next advertised commencement is 26 July 2026 (Sunday, 8.30 am to 12.30 pm). The IBSL Diploma in Islamic Banking Exam case studies are 5 cases and about 2,888 words.
1The Murabaha That Stops Being a Sale
Al-Noor Bank has a corporate murabaha receivable of USD 4.2 million from a construction group, due in three months. The client expects a government payment delay and asks for a 12-month extension.
633 words, about 3 min2Surplus in One Takaful Fund, Deficit in Another
Takaful Barakah operates a family takaful fund and a general takaful fund under a wakala contract with a 30% surplus-sharing incentive fee for the operator. The family fund has an actuarial surplus of USD 1.8 million after claims and reserves; the general fund has a deficit of USD 600,000 because of two large fire claims.
564 words, about 3 min3A Sukuk Guarantee Dressed as a Sale
Jabal Real Estate issues USD 300 million of seven-year musharaka sukuk through an SPV. The SPV contributes land and buildings valued at USD 300 million to a musharaka with Jabal; Jabal contributes development expertise.
546 words, about 3 min4Smoothing Returns With Reserves
Baraka Bank has USD 500 million in unrestricted mudaraba investment accounts, USD 100 million in current accounts and USD 50 million of shareholders’ equity. For the year it earns USD 45 million from financing and investments.
646 words, about 3 min5The Sharia Audit Finding the CEO Wants Removed
During a Sharia audit at City Islamic Bank, the auditor samples 30 commodity murabaha files. Twelve files lack evidence that the bank bought and took possession of the commodity before selling it to the customer; in eight of those the broker was a sister company of the customer.
499 words, about 2 min