ME Claims Adjuster case studies

ME Claims Adjuster · Put your knowledge to work in context.

The Maine Claims Adjuster license is the state credential that lets you investigate, evaluate, negotiate, and settle claims on behalf of insurers or insureds in Maine. It suits career changers entering insurance, staff adjusters moving into Maine, independent adjusters who work catastrophe and daily claims, and public adjusters representing policyholders. The ME Claims Adjuster case studies are 5 cases and about 4,623 words.

Ninety-Seven Days to a Partial Check: Maine Claim-Handling Standards on a Wind Loss

On March 2 a windstorm strips shingles from the north slope of a duplex in Bridgton that Dana owns and rents out. Rain enters and stains two ceilings.

990 words, about 5 min 2

Burst Line, Hidden Rot, and a Code Upgrade on a 1928 Colonial

The Kims own a 1928 colonial insured on an HO-3: Coverage A 420,000, Coverage C 210,000, a 2,500 deductible, and a mold endorsement capping mold remediation at 10,000. In February a supply line to the second-floor tub bursts while the family is home and the heat is on; roughly 900 gallons escape before the water is shut off, ruining two ceilings and a hallway floor.

965 words, about 5 min 3

Unsignaled Left Turn: Comparative Fault and a UIM Claim in Portland

Alex, a Portland delivery driver, carries a personal auto policy with liability limits of 50/100/25, uninsured/underinsured motorist coverage at 50/100, 5,000 in medical payments, and collision with a 500 deductible. In November he turns left across Congress Street and is struck by a pickup.

827 words, about 4 min 4

Hand Crush, Light Duty, and a Miscomputed Average Weekly Wage

Nathan has welded for a Bangor fabricator for seven years. He earns 24.50 an hour for 40 hours and typically works 6 hours of overtime at 36.75.

916 words, about 5 min 5

A Slip in Aisle Nine: An Owner's Demand to Deny and a Ten-Day Policy-Limits Demand

You are a staff adjuster for a regional carrier. A customer slips on a puddle of washer fluid in the aisle of a hardware store insured under a businessowners policy with a 300,000 per-occurrence limit.

925 words, about 5 min