MI Claims Adjuster case studies
MI Claims Adjuster · Put your knowledge to work in context.
The Michigan claims adjuster license is the state credential that lets you investigate, evaluate, and settle insurance claims on behalf of an insurer in Michigan. It suits people moving into claims from customer service, body shops, restoration, medical billing, or law enforcement, as well as licensed producers adding a claims line. The MI Claims Adjuster case studies are 5 cases and about 3,012 words.
1Unlicensed Trainee Meets Insureds After Hail Storm
Northline Claims Services is a Michigan-licensed independent adjusting firm handling 210 hail claims after a June storm. Because of volume, the firm assigns 38 files to Jordan, a newly hired trainee who holds no Michigan adjuster license and has completed only two weeks of internal training.
614 words, about 3 min2Late-Reported Basement Water Loss With Missing Evidence
An HO-3 policy covers a 1960 ranch home with 250,000 dwelling coverage, a 1,000 deductible, and a 10,000 fungi sublimit. On April 2, the insured noticed water in the finished basement and called a plumber, who replaced a corroded supply line behind the washer.
611 words, about 3 min3Passenger Injury With Coordinated Michigan No-Fault Coverage
On March 9, Maya is a passenger in the car driven by her friend Drew. Drew’s Michigan auto policy has 250,000 in PIP medical coverage and is coordinated with health insurance.
594 words, about 3 min4Vacant Duplex, Burst Toilet Line, and Mold Remediation
A landlord insures a tenant-occupied duplex under a DP-3 with 300,000 dwelling coverage, a 1,000 deductible, and a 10,000 limited fungi endorsement. The last tenant moved out on May 1.
578 words, about 3 min5Bakery Closure After Fire Next Door: Civil Authority and Business Income
A bakery is insured under a commercial property policy with 500,000 building coverage, 150,000 business personal property, a 1,000 deductible, business income with a 72-hour waiting period, civil authority coverage with a 30-day limit, and extra expense. On Monday, a fire destroys the restaurant two doors away.
615 words, about 3 min