UCSB Gazetted Officer Recruitment flashcards

32 cards. Read the term and the definition here. The deck at the top of this page is optional.

Article 368 amendment procedure

Constitutional amendments need a simple majority, special majority, or special majority plus ratification by half the State legislatures, depending on whether the provision is federal in nature.

NITI Aayog establishment date

NITI Aayog was constituted on 1 January 2015 by a Cabinet resolution, replacing the Planning Commission; the Prime Minister chairs it and a Vice-Chairperson heads its professional staff.

RBI establishment facts

The Reserve Bank of India was established on 1 April 1935 under the Reserve Bank of India Act 1934, was nationalised on 1 January 1949, and shifted its central office to Mumbai in 1937.

Corbett National Park significance

Jim Corbett National Park in Nainital district, established in 1936 as Hailey National Park, is India's oldest national park and the launch site of Project Tiger in 1973.

गुण संधि उदाहरण

जब अ या आ के बाद इ या ई आए तो दोनों मिलकर ए बनते हैं, जैसे नर + इंद्र = नरेंद्र तथा सूर्य + उदय = सूर्योदय; इसे गुण संधि कहते हैं।

बहुव्रीहि समास पहचान

जिस समास में दोनों पद मिलकर किसी तीसरे अर्थ का बोध कराते हैं और कोई पद प्रधान नहीं होता, वह बहुव्रीहि है, जैसे दशानन = दस मुख वाला रावण।

अनुप्रास और यमक अलंकार

अनुप्रास में एक ही वर्ण की आवृत्ति होती है, जबकि यमक में एक ही शब्द भिन्न-भिन्न अर्थों में दोहराया जाता है; उदाहरण यमक: काली घटा का घमंड घटा।

Third conditional structure

The third conditional uses if plus past perfect in the condition clause and would have plus past participle in the result, expressing an unreal past situation, as in 'If I had studied, I would have passed'.

Subject-verb agreement with one of

In the pattern 'one of the plus plural noun plus relative clause', the verb of the relative clause agrees with the plural noun, while the main verb agrees with 'one'.

Successive percentage change formula

Two successive changes of a percent and b percent produce a net change of a + b + ab/100 percent; signs indicate increase or decrease, so a 20% rise then 10% fall gives 8% rise.

Compound interest half-yearly formula

When interest compounds half-yearly, amount equals principal times (1 + r/200) raised to 2n, where r is the annual rate and n the number of years.

Equal profit and loss percentage trap

If two articles are sold at the same selling price, one at x percent profit and the other at x percent loss, the seller always incurs a net loss of x squared divided by 100 percent.

Train crossing platform formula

Time taken equals the sum of train length and platform length divided by train speed; convert km/h to m/s by multiplying by five-eighteenths before substitution.

Syllogism validity rule

A conclusion follows only if it is true in every possible Venn diagram consistent with the premises; a single counter-arrangement makes the conclusion invalid.

Article 43B cooperative directive

Inserted by the 97th Amendment, Article 43B directs the State to endeavour to promote voluntary formation, autonomous functioning, democratic control and professional management of cooperative societies.

Part IXB of Constitution

Articles 243ZH to 243ZT, added by the 97th Amendment Act 2011, prescribe board composition, election, audit, and term limits for cooperative societies, with State law governing details.

Multi-State Cooperative Societies Act 2002

This Act governs societies with members in more than one State, registered with the Central Registrar; the 2023 amendment added a Cooperative Election Authority and a rehabilitation fund.

Registrar of Cooperative Societies powers

The Registrar registers societies, approves bye-law amendments, orders audits and enquiries, and may supersede a committee of management for statutory failures, subject to appeal and prescribed procedure.

Short-term cooperative credit structure

It has three tiers: State Cooperative Banks at the apex, District Central Cooperative Banks in the middle, and Primary Agricultural Credit Societies at the village level serving short-term crop credit.

Accounting equation

Assets equal liabilities plus capital; every transaction affects at least two accounts so that this equality is preserved under the double-entry system.

Trial balance limitations

A trial balance that agrees proves only arithmetical accuracy; errors of principle, compensating errors, and complete omission of a transaction remain undetected.

Straight line depreciation formula

Annual depreciation equals original cost minus estimated scrap value, divided by useful life in years; the charge remains constant each year.

Closing stock double appearance

Closing stock is credited in the Trading Account to compute gross profit and simultaneously shown as a current asset on the Balance Sheet, because it is unsold goods still owned.

CRR and SLR distinction

CRR is the share of net demand and time liabilities kept as cash with the RBI under Section 42 of the RBI Act; SLR is held in approved securities under Section 24 of the Banking Regulation Act.

Priority sector lending target

Domestic scheduled commercial banks must lend 40 percent of adjusted net bank credit to priority sectors, including 18 percent to agriculture and 7.5 percent to micro enterprises.

External benchmark lending rate

Since 1 October 2019, new floating-rate retail and MSME loans must be priced against an external benchmark such as the repo rate, plus a bank-specific spread.

NPA 90-day norm

A loan becomes a non-performing asset when principal or interest is overdue for more than 90 days; it is then classified substandard, doubtful, or loss based on further ageing.

Uttarakhand formation facts

Uttarakhand became the 27th State on 9 November 2000 under the Uttar Pradesh Reorganisation Act 2000, with Dehradun as interim capital and the High Court at Nainital.

Uttarakhand districts and divisions

The State has 13 districts grouped into two divisions: Garhwal with seven districts including Dehradun and Haridwar, and Kumaon with six including Nainital and Almora.

Prayag confluence at Devprayag

At Devprayag the Bhagirathi, rising from Gaumukh, meets the Alaknanda, and the combined river is called the Ganga from that point onwards.

District administration chain

The District Magistrate or Collector heads a district, assisted by Additional District Magistrates, Sub-Divisional Magistrates, Tehsildars, Naib Tehsildars, and Patwaris for revenue and law and order.

Uttarakhand state symbols

The state animal is the musk deer, the state bird the monal, the state tree the burans or rhododendron, and the state flower the brahma kamal.