AAii 306 Motor Insurance case studies
AAii 306 Motor Insurance · Put your knowledge to work in context.
AAii 306 Motor Insurance is a specialist qualification for people who work with private car and commercial motor cover - underwriters, claims handlers, brokers, account technicians and customer service staff who need to understand a motor policy from the inside rather than simply quote from it. The syllabus moves through nine connected areas: the insurance principles that underpin motor cover, the market and compulsory insurance requirements, the structure of a private car policy and its sections, commercial and fleet arrangements, the definitions, exclusions and conditions that decide whether a claim is paid, underwriting and rating, claims handling with liability assessment and subrogation, documentation and customer service, and the ethical and conduct standards expected of anyone advising a customer. The AAii 306 Motor Insurance case studies are 5 cases and about 2,927 words.
1Sold, Not Transferred: Insurable Interest and Permission to Drive
Priya bought a 2019 hatchback and insured it comprehensively under a private car policy in her own name. On 3 March she sold the car to her cousin, Dan, for £11,500.
603 words, about 3 min2Food Delivery Use on a Private Car Policy
Tomas holds a private car comprehensive policy. At inception he declared the use as 'social, domestic, pleasure and commuting to a single permanent workplace'.
581 words, about 3 min3Keyless Relay Theft and the Reasonable Care Condition
Mr and Mrs Ahmed's 2021 SUV was stolen from their driveway at 02:10. The car has keyless entry and push-button start.
576 words, about 3 min4Fleet Non-Disclosure: Young Driver and Courier Work
Greenline Logistics insured eight light goods vehicles under a commercial fleet policy. The proposal stated: 'Carriage of own goods only; no hire or reward; all drivers aged 25 or over with no more than three penalty points.' Premium was £18,400.
602 words, about 3 min5Total Loss, Finance Shortfall and a Vulnerable Customer
Mrs Okafor, aged 78, insured her 2017 estate car under a comprehensive private car policy. The car was stolen and recovered three weeks later with chassis damage.
565 words, about 3 min