RFP Module 5 case studies
RFP Module 5 · Put your knowledge to work in context.
The Registered Financial Planner (RFP) is a professional financial planning qualification offered by the Malaysian Financial Planning Council (MFPC). Candidates typically include financial advisers, insurance and takaful agents, bank wealth staff, and others seeking the RFP designation. The RFP Module 5 case studies are 5 cases and about 4,313 words.
1The Two-Year Bridge: Prem and Anita's Retirement Date
Prem, 61, and Anita, 59, are both in good health and plan for Prem to stop work at 63. Investable assets are 1,350,000 in a 65/35 portfolio with an all-in fee of 1.4%, plus 180,000 in cash.
820 words, about 4 min2Sixty-Eight Percent: Mei's Employer Stock Problem
Mei is 56, chief technology officer of a listed company, and plans to retire at 60. Her net worth is 4.2m: 2.86m in employer shares with a cost basis of 310,000, 620,000 in a retirement account, 310,000 in a diversified taxable account, and 410,000 of home equity.
878 words, about 4 min3Replacing Daniel's Whole Life After a Diabetes Diagnosis
Daniel, 47, and his wife Kim, 45, have two children aged 12 and 9. At 38 Daniel bought a whole-life policy: 500,000 death benefit, 9,800 annual premium, with the dividend option set to pay premiums.
892 words, about 4 min4Sterling, Tuition and a Retirement Target: Funding a UK Law Degree
Wei and Lin, 52 and 50, live in Singapore and earn SGD. Their daughter, 15, intends to read law in the UK over three years, starting in 36 months.
808 words, about 4 min5Memory Care, a Hybrid Policy and the Survivor's Fifteen Years
Robert, 68, and Susan, 66, are retired and healthy. Investable assets are 2.1m in a 60/40 portfolio, the home is worth 1.1m with no mortgage, and income is 124,000 a year from two annuities, Social Security and portfolio withdrawals.
915 words, about 5 min