NV Public Adjuster study materials
NV Public Adjuster study resources

NV Public Adjuster study plan

NV Public Adjuster · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Nevada insurance law and regulations

  • Map the Nevada insurance code into a one-page outline covering licensing, producer duties, and adjuster-specific rules

  • Define each key statutory term (public adjuster, adjuster, producer, insurer, insured) in your own words

  • List the Nevada Division of Insurance's enforcement powers and the penalties attached to unlicensed adjusting

  • Build a flashcard set of 25 Nevada-specific terms and cite the section for each

Your checkpoint

A 2-page Nevada law cheat sheet plus 25 cited flashcards, self-quizzed to 90% accuracy

Week 2

Nevada insurance law and regulations & Ethics and producer responsibilities

  • Trace the public adjuster licensing pathway from application through renewal, including bonding and continuing education

  • Summarize the statutory prohibitions on fee-sharing, solicitation, and compensation arrangements

  • Draft three short scenarios where a public adjuster's conduct would breach Nevada rules and identify the violated provision

  • Compare public adjuster fiduciary duties against general producer duties in a two-column table

Your checkpoint

A compliance matrix listing 10 prohibited acts with the governing rule and a worked example for each

Week 3

Policy coverage and provisions

  • Diagram the structure of a homeowners policy: declarations, insuring agreement, exclusions, conditions, endorsements

  • Explain replacement cost versus actual cash value and calculate both on three sample losses

  • Identify common Nevada-relevant endorsements and what each changes in coverage

  • Translate five policy exclusions into plain-language client explanations

Your checkpoint

A one-page coverage map plus three ACV/RCV calculations with step-by-step math shown

Week 4

Policy coverage and provisions & Claims handling and adjusting practices

  • Apply coinsurance, deductibles, and loss settlement clauses to four practice loss scenarios

  • Sequence the claim process from first notice of loss through settlement and payment

  • Write the questions you must ask an insured during an initial claim interview

  • Distinguish covered, partially covered, and excluded damage in three mixed-cause scenarios

Your checkpoint

Four completed claim-scenario worksheets with coverage determination and dollar settlement figure for each

Week 5

Claims handling and adjusting practices

  • Produce a room-by-room damage inventory template with quantity, age, condition, and valuation columns

  • Explain the steps for documenting a loss: photographs, measurements, receipts, and expert reports

  • Outline how to prepare and defend a repair estimate against an insurer's scope disagreement

  • Describe the appraisal and alternative dispute resolution options available when negotiation stalls

Your checkpoint

A reusable damage inventory and documentation checklist, plus one fully built sample inventory with valuation

Week 6

Claims handling and adjusting practices & Ethics and producer responsibilities

  • Draft a client representation agreement outline that discloses fees, duties, and conflicts

  • Practice explaining a settlement offer and its basis to a hypothetical client in under five minutes

  • Identify ethical pitfalls in claim documentation, including exaggeration and undisclosed prior damage

  • List the records you must retain and for how long under Nevada requirements

Your checkpoint

A mock client consultation script with fee disclosure language and a signed-agreement checklist

Week 7

Ethics and producer responsibilities & Nevada insurance law and regulations

  • Analyze five ethics case vignettes and classify each as compliant, questionable, or prohibited with reasoning

  • Reconcile Nevada advertising and solicitation rules with practical marketing tactics

  • Build a personal conflicts-of-interest screening checklist for new clients

  • Review your week 1-2 notes and correct any statutory citations that changed or were misremembered

Your checkpoint

Five written ethics analyses with rule citations and a one-page conflict screening checklist

Week 8

Nevada insurance law and regulations & Policy coverage and provisions & Claims handling and adjusting practices & Ethics and producer responsibilities

  • Take two full-length timed practice exams and log every missed question by domain

  • Re-drill your weakest 20 missed concepts until you can explain each without notes

  • Recite the licensing, fee, and prohibited-conduct rules from memory in a five-minute verbal run-through

  • Build a final one-page summary sheet you can review in the 48 hours before the exam

Your checkpoint

Two scored practice exams with a domain-by-domain error log and a final one-page summary sheet

Milestones

Week 2: Score 85% or higher on a 40-question self-quiz covering Nevada licensing, fees, and prohibited conduct, without notes

Week 4: Correctly determine coverage and compute settlement amounts on all four claim scenarios, showing every formula step

Week 6: Deliver the mock client consultation end to end in under 10 minutes, including accurate fee disclosure and a documented inventory

Week 8: Score 80% or higher on both timed practice exams and show a shrinking error log with no repeated domain-level mistakes