OK Claims Adjuster case studies
OK Claims Adjuster · Put your knowledge to work in context.
The Oklahoma Claims Adjuster license is a state credential administered through the Oklahoma Insurance Department (OID), the agency that has regulated insurance in the state since 1907. Adjusters use it to investigate, evaluate, and settle claims on behalf of insurers or policyholders, and candidates typically pursue it for roles in auto, homeowners, commercial property, liability, and workers' compensation claims. The OK Claims Adjuster case studies are 5 cases and about 3,487 words.
1Tornado Claim Reported Three Weeks Late
On May 20 a tornado struck Moore, Oklahoma, damaging the roof and siding of a home insured under an HO-3 policy with a 250,000 dwelling limit and a 2,500 deductible. The insured was out of state caring for a parent and did not call her agent until June 12.
702 words, about 4 min2Rear-End Collision With Disputed Fault and a Demand Package
On March 3, in Tulsa, Oklahoma, your insured rear-ended a claimant's sedan at an intersection. The insured says the claimant stopped suddenly for a dog and then reversed slightly; the police report states the insured was following too closely and cites no one else.
729 words, about 4 min3Sprinkler Leak, Mold, and Business Income at a Bakery
A commercial property policy covers a Tulsa bakery with a building limit of 1,000,000, a business-income limit of 250,000, a 10,000 deductible, and an 80% coinsurance clause. A corroded sprinkler pipe above the ceiling leaked on a Saturday, closing the bakery for 18 days.
690 words, about 3 min4Contractor's Assignment of Benefits and Inflated Invoice
After a supply-line leak damaged a homeowner's kitchen in Norman, Oklahoma, a contractor knocked on the door and offered a free inspection. The contractor told the insured, Sign this assignment of benefits and we will handle the insurance company for you; you will not pay anything.
693 words, about 3 min5Vacant Dwelling Vandalism Claim During a Remodel
A dwelling fire policy covers a 180,000 rental house in Lawton, Oklahoma, with a 1,000 deductible. The policy excludes vandalism and malicious mischief if the dwelling has been vacant for more than 60 consecutive days before the loss.
673 words, about 3 min