PA Surplus Lines study guide
PA Surplus Lines · Work through your exam, one topic at a time.
The Pennsylvania Surplus Lines Producer License is a Pennsylvania Insurance Department credential that authorizes a licensed producer to place coverage with eligible surplus lines (non-admitted) insurers for risks that admitted carriers decline. It is aimed at property and casualty producers, agency principals, and wholesale or brokerage staff who already hold a Pennsylvania producer license and want to write hard-to-place commercial and specialty risks. The department's own site lists Surplus Lines Companies Filing Information alongside the other company filing categories, and it publishes the producer licensing, continuing education, and laws-and-regulations material that this exam samples. Expect four equally weighted areas: surplus lines company filing information; producer/agent licensing, including application, renewal, and license updates; continuing education requirements; and insurance laws, regulations, and notices. The PA Surplus Lines study guide has 4 sections and about 1,492 words.
01Surplus Lines Companies Filing Information
The Surplus Lines Companies Filing Information domain tests how Pennsylvania regulates unauthorized insurers that write surplus lines under the Surplus Lines Law (40 P.S. § 991.1601 et seq.) and 31 Pa.
383 words, about 2 min02Producer/Agent Licensing: Application, Renewal, and License Updates
This domain tests the licensing pathway for a Pennsylvania surplus lines licensee: who may apply, what the application requires, how the license is renewed, and what changes must be reported. A surplus lines license is separate from a standard producer license.
411 words, about 2 min03Continuing Education Requirements
The continuing education domain tests the credit-hour rules that keep a Pennsylvania producer and surplus lines licensee in good standing, including approved course content, ethics, recordkeeping, and the consequences of a shortfall. Pennsylvania insurance producers must complete 24 credit hours of approved continuing education every two-year license period, including at least 3 hours in ethics.
335 words, about 2 min04Insurance Laws, Regulations & Notices
This domain tests the statutes and regulations surrounding every surplus lines transaction: unfair trade practices, fiduciary handling of premium, required notices, disclosure that the insurer is unauthorized, and the penalties for violations. The Pennsylvania Unfair Insurance Practices Act prohibits misrepresentation, false advertising, unfair discrimination, rebating, coercion, and unfair claim settlement practices.
363 words, about 2 min