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EV Charger: Continuous Load, Terminal Rating, and Service Capacity

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EV Charger: Continuous Load, Terminal Rating, and Service Capacity

A homeowner wants a 7.2 kW, 230 V single-phase EV charger installed in a garage 25 m of cable run from a 100 A, 230/115 V single-phase panel. The unit is fixed, hard-wired, and draws its full rating for hours at a time. Existing calculated demand on the panel is 48 A. Charger and breaker terminals are rated 75 °C. Garage ambient is 38 °C, and the charger circuit will occupy its own PVC conduit. The contractor proposes 6.0 mm² THHN copper protected by a 40 A breaker, arguing that the charger only draws about 32 A so the conductor is 'way oversized.'

1. Determine the minimum circuit ampacity and the correct overcurrent device rating.

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Load current: 7 200 W ÷ 230 V = 31.3 A.

EV supply equipment is a continuous load, so the branch-circuit conductors and the overcurrent device must be sized at not less than 125 % of the maximum load current:

  • 31.3 A × 1.25 = 39.1 A minimum ampacity
  • Next standard OCPD at or above 39.1 A = 40 A

So the 40 A breaker is correct - but the breaker is right for a reason unrelated to the contractor's reasoning. The mistake in the proposal is assuming the conductor only has to carry 32 A. It has to carry 32 A continuously, which is a 39.1 A sizing problem.

2. Evaluate the proposed 6.0 mm² conductor against the 75 °C terminal rating and the 38 °C ambient.

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Two limits apply and you must take the lower:

Check Value
6.0 mm², 90 °C column (starting point for derating) ≈ 40 A
Ambient correction at 38 °C (36–40 °C row) × 0.91 → ≈ 36.4 A
6.0 mm² limited by 75 °C terminals ≈ 35 A
Governing ampacity ≈ 35 A

35 A < 39.1 A required. The 6.0 mm² is not acceptable, and the 40 A breaker would be protecting a conductor with a 35 A ampacity.

Move to 8.0 mm²: 90 °C ampacity ≈ 55 A, × 0.91 = 50 A; 75 °C terminal limit ≈ 50 A; governing ≈ 50 A ≥ 39.1 A. Accepted.

Voltage drop over 25 m at 31.3 A with 8.0 mm² (≈2.7 Ω/km): 2 × 31.3 × 0.025 × 2.7 ≈ 4.2 V (1.8 %) - comfortably inside a 3 % branch-circuit target, so length is not the driver here; ampacity is.

3. Can the existing 100 A service carry the new load? State your judgement and what you would require before signing off.

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Arithmetic first: 48 A existing demand + 31.3 A charger = 79.3 A on a 100 A service. Applying the continuous factor to the charger: 48 + 39.1 = 87.1 A.

Judgement: it fits, but only just - about 13 A of headroom, and a service has to absorb future load, panel diversity, and any error in the existing 48 A figure (which is itself an unverified number supplied by the homeowner). I would not accept the job on that basis.

Before signing off I would require:

  1. A written demand calculation for the dwelling, not a nameplate wattage count - verify the 48 A figure.
  2. Confirmation of the main breaker and busbar rating, meter socket, and service-entrance conductor ampacity, not just the panel label.
  3. Consideration of load management (a charger that throttles when household demand is high) so the charger can be sized to the actual spare capacity rather than forcing a service upgrade.
  4. If the formal calculation lands above the service rating, the options are a service upgrade or an energy-management device - not a smaller breaker on the same charger, which only causes nuisance trips.