SEC Certified Investment Solicitor (CIS) case studies
SEC Certified Investment Solicitor (CIS) · Put your knowledge to work in context.
The Certified Investment Solicitor (CIS) is a professional credential for people who advise on, sell, or supervise investment products. It signals that the holder can connect product knowledge with the rules that govern how those products may be recommended and sold. The SEC Certified Investment Solicitor (CIS) case studies are 5 cases and about 3,995 words.
1The Social-Media Flyer: Private Fund Solicitation and Qualified-Investor Verification
Zhao is a licensed investment adviser at a securities investment consulting firm. In March she posted an illustrated flyer on a public social-media account: "New issue: fixed-income private fund, 8%+ annualised, principal-safe, CNY 1 million minimum." The post was shareable and drew about 40 enquiries, two of which converted.
797 words, about 4 min2The Retiree, the Lock-Up and the Sales Trail
Huang, 68 and retired, holds CNY 1.2 million: CNY 900,000 in a three-year deposit maturing in six weeks at 2.6%, and CNY 300,000 in a money market fund. He draws CNY 4,000 a month for living costs and expects CNY 60,000 of medical expenses within 18 months.
803 words, about 4 min3Downgrade, Quoted Spread and a Cure Period
An adviser runs a CNY 5 million bond portfolio for a corporate treasury client that must keep at least CNY 200,000 available within any three-month window. Holdings: CNY 3 million of a 5.8% coupon corporate bond rated AA with modified duration 4.2 years; CNY 1.2 million of a one-year policy-bank bond; CNY 800,000 in a money market fund yielding 1.9% (seven-day annualised).
819 words, about 4 min4Principal Protection: What 19% Participation Actually Buys
Chen is offered a one-year, principal-protected note issued by a mid-sized securities firm rated AA-. Terms: issue price 100; 100% of principal repaid at maturity; return linked to the CSI 300 index; participation rate set at launch; no early redemption by the investor; the issuer may call at 103 after six months.
787 words, about 4 min5A 70/25/5 Portfolio, a Withdrawal Request and a Drifted Equity Weight
Xu, 55, plans to retire at 60. Investable assets are CNY 8 million, now held as CNY 6.24 million equities, CNY 1.36 million bonds and CNY 0.4 million cash - an equity weight that has drifted to 78% after a strong year.
789 words, about 4 min