SBI PO flashcards
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32 cards. Read the term and the definition here. The deck at the top of this page is optional.
- Antecedent
- The noun or noun phrase to which a pronoun refers back. A pronoun must match its antecedent in number and gender, as in "Each student must bring his or her card."
- Gerund
- A verb form ending in -ing that works as a noun, such as "Swimming is good exercise". It can serve as subject, object or complement of a sentence.
- Subjunctive mood
- A verb form expressing wishes, demands or hypothetical situations. After "suggest", "insist" or "recommend", use the base verb: "He insisted that she go."
- Oxymoron
- A figure of speech that joins contradictory words in one phrase, such as "deafening silence" or "bittersweet". It creates emphasis, irony or a striking image.
- Homophone
- A word that sounds the same as another but differs in spelling and meaning, such as "principal" and "principle" or "stationary" and "stationery".
- Alliteration
- Repetition of the same initial consonant sound in closely placed words, as in "safe and sound". It is used for rhythm, emphasis and memorability in prose and poetry.
- Ellipsis in grammar
- Omission of words that the reader can supply from context, as in "She ordered tea and he coffee". The omitted verb is understood rather than written.
- Order and ranking formula
- Total number of persons equals (rank from left + rank from right) minus 1, applied when the same person is counted from both opposite ends of a row.
- Complementary pair in syllogism
- Two conclusions on the same subject and predicate that cannot both be false, such as "Some A are B" and "No A are B". If both are individually doubtful, either-or follows.
- Clock hand angle
- The angle between the hands equals the absolute value of (30 x hour - 5.5 x minutes) degrees, measured at the given time. A result above 180 is subtracted from 360.
- Circular seating facing centre
- When all persons face the centre of a circle, each person's left is clockwise and right is anticlockwise. Swap the two directions when everyone faces outward.
- Odd days in calendars
- Days left over after dividing total days by seven. An ordinary year has 1 odd day, a leap year has 2, and a century leap year repeats after 400 years.
- Either-or in coded inequality
- A conclusion pair such as A is greater than or equal to B and A is less than B. Both share subject and predicate and together exhaust all possibilities.
- Data sufficiency method
- A reasoning format where you judge whether the given statements are enough to answer the question, without actually computing the numerical answer.
- Compound interest formula
- Amount equals principal multiplied by (1 + rate/100) raised to the number of years. For half-yearly compounding, halve the rate and double the periods.
- Successive discount formula
- Two discounts of a percent and b percent give a single equivalent discount of a + b - ab/100 percent, which is always less than their plain sum.
- Combined work formula
- If A alone finishes work in a days and B in b days, working together they take ab divided by (a + b) days to complete the same job.
- Alligation rule
- Ratio of two mixed quantities equals (mean price - cheaper price) divided by (dearer price - mean price). It solves mixture and average-price problems quickly.
- Relative speed
- When two bodies move towards each other, relative speed is the sum of their speeds; when moving in the same direction, it is the difference.
- Train crossing a platform
- Time taken equals the total of train length and platform length divided by the train's speed. Crossing a pole uses only the train's own length.
- Percentage change
- Divide the difference between new and old value by the old value, then multiply by 100. The original value is always the base of comparison.
- Repo rate
- The rate at which the Reserve Bank of India lends short-term funds to commercial banks against government securities under the liquidity adjustment facility.
- Cash Reserve Ratio
- The proportion of a bank's Net Demand and Time Liabilities that must be kept as cash with the RBI. This balance earns no interest for the bank.
- Statutory Liquidity Ratio
- The share of Net Demand and Time Liabilities that a bank must hold in cash, gold or approved government securities before lending to customers.
- DICGC deposit cover
- Deposit Insurance and Credit Guarantee Corporation insures each depositor up to five lakh rupees per bank, covering both principal and accumulated interest.
- Inflation targeting framework
- The Monetary Policy Committee targets consumer price inflation of 4 percent, with a permitted tolerance band of 2 percent to 6 percent.
- Priority sector lending target
- Domestic commercial banks must direct 40 percent of Adjusted Net Bank Credit to priority sectors including agriculture, micro and small enterprises, education and housing.
- MCLR
- Marginal Cost of Funds based Lending Rate, the internal benchmark of a bank. Loans cannot be priced below this rate except in categories specifically exempted by the RBI.
- Formal letter salutation rule
- Use "Dear Sir or Madam" and close with "Yours faithfully" when the name is unknown. Use the person's name with "Yours sincerely" when it is known.
- Subject line placement
- A short phrase summarising the letter's purpose, written after the receiver's address and before the salutation, so the reader knows the matter immediately.
- Essay conclusion function
- The final paragraph restates the central argument in fresh words, ties together the main points and ends with a practical suggestion or outlook for the future.
- Descriptive paper word limits
- In the SBI PO descriptive test, candidates type a letter of roughly 150 words and an essay of roughly 250 words within a total of 30 minutes.