WA Property & Casualty case studies
WA Property & Casualty · Put your knowledge to work in context.
The Washington Property & Casualty Producer License is the credential that lets an individual sell, solicit, and negotiate property and casualty insurance in Washington State. Licensing is administered by the Washington State Office of the Insurance Commissioner (OIC), and license transactions - applications, renewals, appointments, and line changes - are handled through the National Insurance Producer Registry (NIPR) Licensing Center linked from the OIC site. The WA Property & Casualty case studies are 5 cases and about 3,363 words.
1The Producer Who Took the Renewal List
Dana has held a Washington producer license since 2015. She left Harlow Insurance in March and joined Cascade Risk Partners, taking a printed copy of Harlow's renewal list with her.
740 words, about 4 min2Two Policies, Two Measures of Loss
Ridgeline Cabinet Works insures its shop contents under two policies. Policy A, a businessowner's policy, covers business personal property at replacement cost with a 300,000 limit and a 2,500 deductible; its other-insurance clause is pro rata.
629 words, about 3 min3The Burst Pipe, the Mold, and the Slow Drip
An HO-3 in Spokane covers a 1998 house for 420,000 (Coverage A) with a 2,500 deductible. The form carries a 10,000 mold sublimit and ordinance-or-law coverage limited to 10% of Coverage A.
672 words, about 3 min4The Stale Yellow Light
On a rainy March evening in Tacoma, 17-year-old Marco, driving his parents' insured Camry, enters an intersection on a stale yellow light and is struck by Reyes, who ran the red. The investigating officer assigns Marco 20% of the fault.
640 words, about 3 min5Additional Insured, State Fund, and the Unguarded Opening
Northline Construction is the general contractor on a six-story mixed-use project in Everett. Its subcontract requires Cascade Framing to name Northline as an additional insured on a primary and non-contributory basis, to indemnify Northline, and to waive subrogation.
682 words, about 3 min