AAI case studies
AAI · Put your knowledge to work in context.
The Accredited Adviser in Insurance (AAI) is a professional designation offered through The Institutes Knowledge Group, the education arm of the risk management and insurance industry's leading credentialing body. The Institutes currently lists the AAI within the "Early Career" grouping of its designation catalog, positioning it as a foundational credential for people building a client-facing career in agency and brokerage work rather than as an advanced technical or executive credential. The AAI case studies are 5 cases and about 2,709 words.
1Sewage Backup, Mold, and a Contractor Who Started Early
A homeowner carries an HO-3 with 300,000 dwelling coverage, a 500 deductible, and a 10,000 water backup endorsement. During a spring storm the sump pump fails and sewage backs up into a finished basement.
585 words, about 3 min2Delivery Driver, Two Auto Policies, and a Million-Dollar Umbrella
Parents have a personal auto policy with 100/300/100 liability and a 1 million umbrella. Their 22-year-old son lives at home, has his own auto policy with 50/100/50 limits, and drives the parents' minivan evenings and weekends for a food-delivery app.
532 words, about 3 min3Defective Flashing, Resulting Damage, and Two Tenders
A general contractor completes a retail build-out using a framing subcontractor. Six months after completion, the owner reports water intrusion and rot around windows; repair cost is 380,000, including 120,000 to remove and replace the subcontractor's defective flashing and 260,000 to repair damaged interior finishes and structural framing.
537 words, about 3 min4Street Closure, Waiting Period, and a Food-Truck Workaround
A restaurant has a BOP with 400,000 business income for 12 months, a 72-hour waiting period, and 50,000 extra expense. A fire in an adjacent building closes the only street access for 21 days.
533 words, about 3 min5After-Hours Oral Bind, a Certificate, and a Fire on Tuesday
On a Friday afternoon, a producer at a three-person agency orally binds a 2 million commercial property limit for a contractor client. The agency principal is out and the carrier's underwriting department is closed.
522 words, about 3 min